What is the analyst consensus rating for AFRM?

The analyst consensus rating for AFRM is "Buy" based on 26 analyst recommendations.

What is the average price target for AFRM?

The average 12-month price target for AFRM is $82.83, representing an upside of 78.9% from the current price of $46.31.

What do analyst ratings mean?

Analyst ratings indicate investment recommendations: Strong Buy and Buy are bullish signals suggesting the stock may outperform. Hold means the stock is fairly valued. Sell and Strong Sell are bearish signals suggesting potential underperformance. These ratings are based on fundamental analysis and valuation models.

What is a price target?

A price target is an analyst's projection of a stock's fair value over a specific timeframe, typically 12 months. Analysts use fundamental analysis, financial modeling, and industry comparisons to estimate where the stock should trade. Price targets can range from low (conservative) to high (optimistic) estimates.

Affirm Holdings, Inc. (AFRM) Forecast: Analyst Ratings & Targets

Latest AFRM Analyst Ratings & Recommendations

Recent analyst recommendations with rating changes and price target updates (last 90 days)

Date	Analyst	Firm	Action	Rating	Price Target
Mar 5, 2026	Matthew O'Neill	BofA Securities	Initiates	Buy	$82.00
Mar 4, 2026	James Faucette	Morgan Stanley	Initiates Coverage	Buy	$76.00
Feb 23, 2026	Tristan Gerra	Baird	Initiates	Hold	$55.00
Feb 20, 2026	Matthew Coad	Truist	Maintains	Strong Buy	$85.00 → $71.00 -14.00 (-16.5%)
Feb 20, 2026	David Koning	Baird	Initiates	Hold	$55.00
Feb 19, 2026	Andrew Jeffrey	William Blair	Reiterates	Buy	-
Feb 19, 2026	Jason Kupferberg	Wells Fargo	Maintains	Buy	$98.00 → $89.00 -9.00 (-9.2%)
Feb 9, 2026	Ramsey El-Assal	Cantor Fitzgerald	Reiterates	Buy	$85.00 → $85.00 +0.00 (0.0%)
Feb 9, 2026	Dan Dolev	Mizuho	Maintains	Buy	$114.00 → $95.00 -19.00 (-16.7%)
Feb 9, 2026	Timothy Chiodo	UBS	Maintains	Hold	$86.00 → $78.00 -8.00 (-9.3%)
Feb 8, 2026	Bryan Keane	Citi	Reiterates	Buy	$100.00
Feb 6, 2026	Kyle Joseph	Stephens	Maintains	Hold	$75.00 → $65.00 -10.00 (-13.3%)
Feb 6, 2026	Matthew Coad	Truist	Maintains	Buy	-
Feb 6, 2026	James Friedman	Susquehanna	Maintains	Buy	$105.00 → $100.00 -5.00 (-4.8%)
Feb 6, 2026	Will Nance	Goldman Sachs	Maintains	Buy	$96.00 → $83.00 -13.00 (-13.5%)
Feb 6, 2026	Reginald Smith	JP Morgan	Maintains	Buy	$94.00 → $79.00 -15.00 (-16.0%)
Feb 6, 2026	Rayna Kumar	Oppenheimer	Maintains	Buy	$95.00 → $83.00 -12.00 (-12.6%)
Feb 6, 2026	Kyle Peterson	Needham	Maintains	Strong Buy	$100.00 → $85.00 -15.00 (-15.0%)
Feb 6, 2026	Daniel R. Perlin	RBC Capital	Maintains	Hold	$87.00 → $77.00 -10.00 (-11.5%)
Feb 6, 2026	Adam Frisch	Evercore ISI Group	Maintains	Buy	$95.00
Feb 6, 2026	James Faucette	Morgan Stanley	Reiterates	Buy	$76.00
Feb 5, 2026	Ramsey El Assal	Cantor Fitzgerald	Maintains	Buy	$85.00
Feb 5, 2026	Vincent Caintic	BTIG	Maintains	Hold	-
Feb 5, 2026	Moshe Orenbuch	TD Cowen	Maintains	Buy	$110.00 → $95.00 -15.00 (-13.6%)
Feb 5, 2026	Mihir Bhatia	BofA Securities	Reiterates	Buy	$97.00 → $88.00 -9.00 (-9.3%)
Feb 5, 2026	Daniel Perlin	RBC Capital	Maintains	Hold	$87.00 → $77.00 -10.00 (-11.5%)
Feb 3, 2026	James Faucette	Morgan Stanley	Upgrades	Buy	$83.00 → $76.00 -7.00 (-8.4%)
Jan 28, 2026	Harry Bartlett	Rothschild & Co Redburn	Maintains	Buy	$107.00
Jan 27, 2026	Ramsey El-Assal	Cantor Fitzgerald	Initiates	Buy	$85.00
Jan 27, 2026	Kyle Peterson	Needham	Upgrades	Strong Buy	$100.00
Jan 27, 2026	Adam Frisch	Evercore ISI Group	Maintains	Buy	$95.00
Jan 9, 2026	Daniel Perlin	RBC Capital	Maintains	Hold	$87.00
Jan 8, 2026	Moshe Orenbuch	TD Cowen	Maintains	Strong Buy	$115.00 → $110.00 -5.00 (-4.3%)
Jan 8, 2026	Bryan Keane	Citi	Reiterates	Buy	$100.00
Jan 8, 2026	Darrin Peller	Wolfe Research	Maintains	Hold	-

Matthew O'Neill

BofA Securities

BuyInitiates

$82.00

Mar 5

James Faucette

Morgan Stanley

BuyInitiates Coverage

$76.00

Mar 4

Tristan Gerra

Baird

HoldInitiates

$55.00

Feb 23

Matthew Coad

Truist

Strong BuyMaintains

$85.00 → $71.00

Feb 20

David Koning

Baird

HoldInitiates

$55.00

Feb 20

Andrew Jeffrey

William Blair

BuyReiterates

Feb 19

Jason Kupferberg

Wells Fargo

BuyMaintains

$98.00 → $89.00

Feb 19

Ramsey El-Assal

Cantor Fitzgerald

BuyReiterates

$85.00 → $85.00

Feb 9

Dan Dolev

Mizuho

BuyMaintains

$114.00 → $95.00

Feb 9

Timothy Chiodo

UBS

HoldMaintains

$86.00 → $78.00

Feb 9

Bryan Keane

Citi

BuyReiterates

$100.00

Feb 8

Kyle Joseph

Stephens

HoldMaintains

$75.00 → $65.00

Feb 6

Matthew Coad

Truist

BuyMaintains

Feb 6

James Friedman

Susquehanna

BuyMaintains

$105.00 → $100.00

Feb 6

Will Nance

Goldman Sachs

BuyMaintains

$96.00 → $83.00

Feb 6

Reginald Smith

JP Morgan

BuyMaintains

$94.00 → $79.00

Feb 6

Rayna Kumar

Oppenheimer

BuyMaintains

$95.00 → $83.00

Feb 6

Kyle Peterson

Needham

Strong BuyMaintains

$100.00 → $85.00

Feb 6

Daniel R. Perlin

RBC Capital

HoldMaintains

$87.00 → $77.00

Feb 6

Adam Frisch

Evercore ISI Group

BuyMaintains

$95.00

Feb 6

James Faucette

Morgan Stanley

BuyReiterates

$76.00

Feb 6

Ramsey El Assal

Cantor Fitzgerald

BuyMaintains

$85.00

Feb 5

Vincent Caintic

BTIG

HoldMaintains

Feb 5

Moshe Orenbuch

TD Cowen

BuyMaintains

$110.00 → $95.00

Feb 5

Mihir Bhatia

BofA Securities

BuyReiterates

$97.00 → $88.00

Feb 5

Daniel Perlin

RBC Capital

HoldMaintains

$87.00 → $77.00

Feb 5

James Faucette

Morgan Stanley

BuyUpgrades

$83.00 → $76.00

Feb 3

Harry Bartlett

Rothschild & Co Redburn

BuyMaintains

$107.00

Jan 28

Ramsey El-Assal

Cantor Fitzgerald

BuyInitiates

$85.00

Jan 27

Kyle Peterson

Needham

Strong BuyUpgrades

$100.00

Jan 27

Adam Frisch

Evercore ISI Group

BuyMaintains

$95.00

Jan 27

Daniel Perlin

RBC Capital

HoldMaintains

$87.00

Jan 9

Moshe Orenbuch

TD Cowen

Strong BuyMaintains

$115.00 → $110.00

Jan 8

Bryan Keane

Citi

BuyReiterates

$100.00

Jan 8

Darrin Peller

Wolfe Research

HoldMaintains

Jan 8

Affirm Holdings, Inc. (AFRM) Analyst Forecast

Analyst Consensus Rating

Consensus Rating

Average Price Target

Latest AFRM Analyst Ratings & Recommendations

Frequently Asked Questions