What is the analyst consensus rating for AFRM?

The analyst consensus rating for AFRM is "Buy" based on 42 analyst recommendations.

What is the average price target for AFRM?

The average 12-month price target for AFRM is $94.13, representing an upside of 38.1% from the current price of $68.15.

What do analyst ratings mean?

Analyst ratings indicate investment recommendations: Strong Buy and Buy are bullish signals suggesting the stock may outperform. Hold means the stock is fairly valued. Sell and Strong Sell are bearish signals suggesting potential underperformance. These ratings are based on fundamental analysis and valuation models.

What is a price target?

A price target is an analyst's projection of a stock's fair value over a specific timeframe, typically 12 months. Analysts use fundamental analysis, financial modeling, and industry comparisons to estimate where the stock should trade. Price targets can range from low (conservative) to high (optimistic) estimates.

Affirm Holdings, Inc. (AFRM) Forecast: Analyst Ratings & Targets

Latest AFRM Analyst Ratings & Recommendations

Recent analyst recommendations with rating changes and price target updates (last 90 days)

Date	Analyst	Firm	Action	Rating	Price Target
Sep 2, 2026	Unknown Analyst	Scotiabank	Initiates	Buy	$95.00
Aug 31, 2026	Zacks Equity Research	Zacks Equity Research	Initiates Coverage	Hold	-
Aug 29, 2026	OnlyBuysDips	StockTwits	Initiates Coverage	Sell	-
Aug 28, 2026	Google Financial - Credit Services	TipRanks - Google	Reiterates	Buy	$84.00 → $88.00 +4.00 (4.8%)
Aug 28, 2026	PerPlexity Financial - Credit Services	TipRanks - PerPlexity	Reiterates	Buy	$80.00 → $88.00 +8.00 (10.0%)
Aug 28, 2026	Anthropic Financial - Credit Services	TipRanks - Anthropic	Reiterates	Hold	$77.00 → $84.00 +7.00 (9.1%)
Aug 28, 2026	DeepSeek Financial - Credit Services	TipRanks - DeepSeek	Upgrades	Hold	$83.00 → $85.00 +2.00 (2.4%)
Aug 28, 2026	xAi Financial - Credit Services	TipRanks - xAI	Reiterates	Buy	$83.00 → $86.00 +3.00 (3.6%)
Aug 28, 2026	JADED_BULL	StockTwits	Initiates Coverage	Buy	-
Aug 28, 2026	OpenAI Financial - Credit Services	TipRanks - OpenAI	Upgrades	Hold	$79.00 → $85.00 +6.00 (7.6%)
Aug 28, 2026	Harshita Rawat	Bernstein	Initiates Coverage	Buy	$100.00 → $110.00 +10.00 (10.0%)
Aug 28, 2026	Nik Cremo	Barclays	Maintains	Buy	$97.00 → $105.00 +8.00 (8.3%)
Aug 28, 2026	Matthew O'Neill	BofA Securities	Reiterates	Buy	$93.00 → $104.00 +11.00 (11.8%)
Aug 28, 2026	Andrew Bauch	BMO Capital	Reiterates	Buy	$86.00 → $101.00 +15.00 (17.4%)
Aug 28, 2026	Reginald Smith	JP Morgan	Reiterates	Buy	$90.00 → $105.00 +15.00 (16.7%)
Aug 28, 2026	Timothy Chiodo	UBS	Initiates Coverage	Hold	$82.00 → $90.00 +8.00 (9.8%)
Aug 28, 2026	Bryan Keane	Citi	Reiterates	Buy	$115.00
Aug 28, 2026	Kyle Peterson	Needham	Reiterates	Buy	$90.00 → $100.00 +10.00 (11.1%)
Aug 28, 2026	James Faucette	Morgan Stanley	Maintains	Hold	$80.00 → $82.00 +2.00 (2.5%)
Aug 27, 2026	starletistrading1	StockTwits	Initiates Coverage	Buy	-
Aug 27, 2026	Vincent Caintic	BTIG	Maintains	Hold	-
Aug 27, 2026	UK	Investing.com	Initiates Coverage	Buy	-
Aug 27, 2026	James Friedman	Susquehanna	Initiates Coverage	Buy	$105.00 → $110.00 +5.00 (4.8%)
Aug 27, 2026	Daniel Perlin	RBC Capital	Initiates Coverage	Hold	$80.00 → $96.00 +16.00 (20.0%)
Aug 26, 2026	Adam Frisch	Evercore ISI Group	Maintains	Buy	$90.00
Aug 25, 2026	Darrin Peller	Wolfe Research	Maintains	Hold	-
Jul 29, 2026	Moumita C. Chattopadhyay	Zacks Equity Research	Initiates Coverage	Buy	-
Jul 19, 2026	stockpivot	StockTwits	Initiates Coverage	Sell	-
Jul 15, 2026	Rohit Vasant Fatarpekar	Zacks Equity Research	Initiates Coverage	Buy	-
Jul 14, 2026	David Koning	Baird	Maintains	Hold	$70.00 → $82.00 +12.00 (17.1%)
Jul 13, 2026	Matthew O'Neill	BofA Securities	Maintains	Buy	$88.00
Jul 13, 2026	Namrata Chandak	Zacks Equity Research	Initiates Coverage	Buy	-
Jul 9, 2026	Will Nance	Goldman Sachs	Maintains	Buy	$90.00 → $106.00 +16.00 (17.8%)
Jul 8, 2026	Ramsey El Assal	Cantor Fitzgerald	Maintains	Buy	$97.00
Jul 8, 2026	Reginald Smith	JP Morgan	Maintains	Buy	$80.00 → $90.00 +10.00 (12.5%)
Jul 8, 2026	Jason Kupferberg	Wells Fargo	Maintains	Buy	$89.00 → $96.00 +7.00 (7.9%)
Jul 1, 2026	Bryan Keane	Citi	Reiterates	Buy	$100.00 → $115.00 +15.00 (15.0%)
Jun 30, 2026	Vincent Caintic	BTIG	Maintains	Hold	-
Jun 29, 2026	Bill Carcache	Piper Sandler	Initiates	Buy	$103.00
Jun 26, 2026	PerPlexity Software - Infrastructure	TipRanks - PerPlexity	Reiterates	Buy	$88.00 → $87.00 -1.00 (-1.1%)
Jun 26, 2026	Anthropic Software - Infrastructure	TipRanks - Anthropic	Reiterates	Hold	$83.00
Jun 26, 2026	DeepSeek Software - Infrastructure	TipRanks - DeepSeek	Reiterates	Buy	$88.00 → $90.00 +2.00 (2.3%)
Jun 26, 2026	xAi Software - Infrastructure	TipRanks - xAI	Reiterates	Buy	$89.00 → $90.00 +1.00 (1.1%)
Jun 26, 2026	OpenAI Software - Infrastructure	TipRanks - OpenAI	Reiterates	Buy	$87.00 → $86.00 -1.00 (-1.1%)
Jun 25, 2026	Nate Svensson	Deutsche Bank	Maintains	Buy	$80.00 → $85.00 +5.00 (6.3%)
Jun 25, 2026	James Friedman	Susquehanna	Maintains	Buy	$100.00 → $105.00 +5.00 (5.0%)
Jun 25, 2026	James Faucette	Morgan Stanley	Downgrades	Hold	$79.00
Jun 23, 2026	Dan Dolev	Mizuho	Maintains	Buy	-

Unknown Analyst

Scotiabank

BuyInitiates

$95.00

Sep 2

Zacks Equity Research

HoldInitiates Coverage

Aug 31

OnlyBuysDips

StockTwits

SellInitiates Coverage

Aug 29

Google Financial - Credit Services

TipRanks - Google

BuyReiterates

$84.00 → $88.00

Aug 28

PerPlexity Financial - Credit Services

TipRanks - PerPlexity

BuyReiterates

$80.00 → $88.00

Aug 28

Anthropic Financial - Credit Services

TipRanks - Anthropic

HoldReiterates

$77.00 → $84.00

Aug 28

DeepSeek Financial - Credit Services

TipRanks - DeepSeek

HoldUpgrades

$83.00 → $85.00

Aug 28

xAi Financial - Credit Services

TipRanks - xAI

BuyReiterates

$83.00 → $86.00

Aug 28

JADED_BULL

StockTwits

BuyInitiates Coverage

Aug 28

OpenAI Financial - Credit Services

TipRanks - OpenAI

HoldUpgrades

$79.00 → $85.00

Aug 28

Harshita Rawat

Bernstein

BuyInitiates Coverage

$100.00 → $110.00

Aug 28

Nik Cremo

Barclays

BuyMaintains

$97.00 → $105.00

Aug 28

Matthew O'Neill

BofA Securities

BuyReiterates

$93.00 → $104.00

Aug 28

Andrew Bauch

BMO Capital

BuyReiterates

$86.00 → $101.00

Aug 28

Reginald Smith

JP Morgan

BuyReiterates

$90.00 → $105.00

Aug 28

Timothy Chiodo

UBS

HoldInitiates Coverage

$82.00 → $90.00

Aug 28

Bryan Keane

Citi

BuyReiterates

$115.00

Aug 28

Kyle Peterson

Needham

BuyReiterates

$90.00 → $100.00

Aug 28

James Faucette

Morgan Stanley

HoldMaintains

$80.00 → $82.00

Aug 28

starletistrading1

StockTwits

BuyInitiates Coverage

Aug 27

Vincent Caintic

BTIG

HoldMaintains

Aug 27

Investing.com

BuyInitiates Coverage

Aug 27

James Friedman

Susquehanna

BuyInitiates Coverage

$105.00 → $110.00

Aug 27

Daniel Perlin

RBC Capital

HoldInitiates Coverage

$80.00 → $96.00

Aug 27

Adam Frisch

Evercore ISI Group

BuyMaintains

$90.00

Aug 26

Darrin Peller

Wolfe Research

HoldMaintains

Aug 25

Moumita C. Chattopadhyay

Zacks Equity Research

BuyInitiates Coverage

Jul 29

stockpivot

StockTwits

SellInitiates Coverage

Jul 19

Rohit Vasant Fatarpekar

Zacks Equity Research

BuyInitiates Coverage

Jul 15

David Koning

Baird

HoldMaintains

$70.00 → $82.00

Jul 14

Matthew O'Neill

BofA Securities

BuyMaintains

$88.00

Jul 13

Namrata Chandak

Zacks Equity Research

BuyInitiates Coverage

Jul 13

Will Nance

Goldman Sachs

BuyMaintains

$90.00 → $106.00

Jul 9

Ramsey El Assal

Cantor Fitzgerald

BuyMaintains

$97.00

Jul 8

Reginald Smith

JP Morgan

BuyMaintains

$80.00 → $90.00

Jul 8

Jason Kupferberg

Wells Fargo

BuyMaintains

$89.00 → $96.00

Jul 8

Bryan Keane

Citi

BuyReiterates

$100.00 → $115.00

Jul 1

Vincent Caintic

BTIG

HoldMaintains

Jun 30

Bill Carcache

Piper Sandler

BuyInitiates

$103.00

Jun 29

PerPlexity Software - Infrastructure

TipRanks - PerPlexity

BuyReiterates

$88.00 → $87.00

Jun 26

Anthropic Software - Infrastructure

TipRanks - Anthropic

HoldReiterates

$83.00

Jun 26

DeepSeek Software - Infrastructure

TipRanks - DeepSeek

BuyReiterates

$88.00 → $90.00

Jun 26

xAi Software - Infrastructure

TipRanks - xAI

BuyReiterates

$89.00 → $90.00

Jun 26

OpenAI Software - Infrastructure

TipRanks - OpenAI

BuyReiterates

$87.00 → $86.00

Jun 26

Nate Svensson

Deutsche Bank

BuyMaintains

$80.00 → $85.00

Jun 25

James Friedman

Susquehanna

BuyMaintains

$100.00 → $105.00

Jun 25

James Faucette

Morgan Stanley

HoldDowngrades

$79.00

Jun 25

Dan Dolev

Mizuho

BuyMaintains

Jun 23

Affirm Holdings, Inc. (AFRM) Analyst Forecast

Analyst Consensus Rating

Consensus Rating

Average Price Target

Latest AFRM Analyst Ratings & Recommendations

Frequently Asked Questions