American Integrity Insurance Group (AII) Cash Flow Statement

In fiscal 2025 (fiscal year ended Dec 31, 2025), American Integrity Insurance Group generated $138.19M of operating cash flow and spent $5.02M on capital expenditures. That left free cash flow of $133.18M, down 9.8% from $147.60M a year earlier, or 48.2% of revenue. It paid $22.88M in dividends.

American Integrity Insurance Group Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for American Integrity Insurance Group, Inc. (AII) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023
Period ending	Dec 2025	Dec 2024	Dec 2023
Operating Activities
Net Income	99.62	39.74	37.80
Depreciation & Amortization	2.28	2.84	1.22
Deferred Income Tax	-10.53	-2.11	1.11
Stock Based Compensation	10.61	0.00	0.00
Change in Working Capital	39.06	108.56	93.71
Change in Accounts Receivable	6.56	-14.83	-7.94
Change in Accounts Payable	22.18	-4.71	0.65
Change in Other Working Capital	-2.28	-14.68	-69.42
Other Operating Activities	-2.28	-2.23	-69.42
Net Cash from Operating Activities	138.19	148.91	64.44
Investing Activities
Capital Expenditures	-5.02	-1.31	-0.76
Purchases of Investments	-265.47	-103.24	-50.12
Sales/Maturities of Investments	135.41	85.18	49.03
Net Cash from Investing Activities	-135.08	-19.37	-1.84
Financing Activities
Debt Repayment	-0.41	-0.41	-0.52
Common Stock Issued	93.00	0.00	0.00
Dividends Paid	-22.88	-12.02	-1.84
Other Financing Activities	-7.98	0.00	0.00
Net Cash from Financing Activities	61.73	-12.44	-2.35
Summary
Net Change in Cash	64.85	117.10	60.25
Cash at Beginning of Period	179.27	62.17	1.92
Cash at End of Period	244.12	179.27	62.17
Free Cash Flow	133.18	147.60	63.68
Supplemental Disclosures
Interest Paid	-	0.07	0.11
Income Taxes Paid	-	1.00	8.94

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About American Integrity Insurance Group Cash Flow

What is American Integrity Insurance Group's free cash flow?

American Integrity Insurance Group generated free cash flow of $133.18M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $138.19M minus $5.02M of capital expenditures. That was down 9.8% from $147.60M a year earlier. Free cash flow equaled 48.2% of revenue.

How much does American Integrity Insurance Group spend on capital expenditures?

American Integrity Insurance Group spent $5.02M on capital expenditures in fiscal 2025, compared with $1.31M a year earlier. That equals 3.6% of operating cash flow.

Does American Integrity Insurance Group pay dividends or buy back shares?

Yes. In fiscal 2025 American Integrity Insurance Group returned $22.88M in dividends to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition