Alerus Financial (ALRS) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Alerus Financial had a P/E ratio of 32.87 (up from 27.48), return on equity of 3.3% (down from 4.1%), debt-to-equity of 0.73 (up from 0.66) and return on assets of 0.3% (down from 0.4%). Its dividend yield was 3.77% with a payout ratio of 119.4%.

Alerus Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	32.87	27.48	37.87	11.79	9.71	10.67
Forward P/E	9.42	10.73	21.90	9.96	13.66	13.75
P/S Ratio	2.56	2.39	2.67	2.21	2.12	2.11
P/B Ratio	1.01	0.98	1.20	1.31	1.40	1.42
Price/Tangible Book	1.28	1.33	1.45	1.62	1.64	1.71
Price/FCF	9.72	51.99	18.65	4.61	3.40	-
Price/OCF	8.47	22.42	16.51	4.53	3.36	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	3.29%	4.11%	3.22%	11.17%	15.28%	14.51%
Return on Assets (ROA)	0.33%	0.39%	0.30%	1.12%	1.65%	1.66%
Leverage & Solvency Ratios
Debt/Equity	0.73	0.66	1.05	1.26	0.18	0.21
Debt/FCF	7.05	34.73	16.34	4.44	0.44	-
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	3.05%	3.65%	2.64%	8.57%	10.46%	9.53%
FCF Yield	10.29%	1.92%	5.36%	21.68%	29.40%	-5.56%
Dividend Yield	3.77%	4.37%	3.71%	3.45%	2.55%	2.59%
Payout Ratio	119.41%	86.87%	126.73%	32.00%	20.41%	23.25%
Buyback Yield	-20.52%	-5.85%	-6.67%	-7.99%	-0.27%	-15.54%
Total Return	-16.75%	-1.48%	-2.96%	-4.54%	2.28%	-12.94%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Alerus Financial Financial Ratios

What is Alerus Financial's P/E ratio?

Alerus Financial's P/E ratio was 32.87 for fiscal 2025 (period ended Dec 31, 2025). It was 27.48 a year earlier.

What is Alerus Financial's return on equity?

Alerus Financial's return on equity (ROE) was 3.3% for fiscal 2025 (period ended Dec 31, 2025). It was 4.1% a year earlier.

What is Alerus Financial's debt-to-equity ratio?

Alerus Financial's debt-to-equity ratio was 0.73 for fiscal 2025 (period ended Dec 31, 2025). It was 0.66 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition