Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap658.42M
Enterprise Value398.22M
Trailing P/E12.88
Forward P/E7.16
AROW
(NASDAQ)Arrow Financial Corporation
$40.14-- (--)
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Arrow Financial (AROW) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)3.05
Forward Price/Sales2.63
Price/Book (mrq)1.50
Price/Tangible Book (mrq)1.59
Price/FCF (ttm)15.93
Price/OCF (ttm)14.17
PEG Ratio0.16
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue1.85
EV/Earnings7.79
EV/EBITDA4.25
EV/EBIT4.07
EV/FCF9.63
Stock Price
Current price, 52-week range, and moving averages
Current Price$40.14
1-Day Change-0.55%
52-Week High$40.54
52-Week Low$25.84
52-Week Change54.77%
YTD Change28.24%
1-Year Change50.73%
50-Day MA$37.16
200-Day MA$32.86
Avg Volume (30 day)83.93K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding16.40M
Book Value per Share$26.83
Net Cash per Share$15.86
FCF per Share$2.52
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin90.58%
EBITDA Margin (ttm)43.50%
EBIT Margin (ttm)45.38%
Operating Margin (ttm)41.54%
Pretax Margin (ttm)29.97%
Profit Margin (ttm)23.72%
FCF Margin (ttm)19.17%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)11.62%
Return on Assets (ttm)1.13%
Return on Invested Capital (ttm)43.02%
Return on Capital Employed (ttm)19.25%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue215.58M
Gross Profit195.26M
Operating Income89.55M
Pretax Income64.60M
Net Income51.13M
EBITDA93.77M
EBIT97.82M
Diluted EPS$3.11
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow46.45M
Capital Expenditures5.12M
Free Cash Flow41.34M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth15.39%
Dividend Growth6.31%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)4.52B
Cash & Securities (mrq)285.61M
Net Cash (mrq)260.19M
Net Cash per Share$15.86
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)25.41M
Working Capital (mrq)-323.42M
Total Equity (mrq)440.14M
Book Value per Share$26.83
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.92
Quick Ratio (mrq)0.92
Debt/Equity (mrq)0.06
Debt/EBITDA (ttm)0.27
Debt/FCF (ttm)0.61
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$1.18
Dividend Yield2.94%
Payout Ratio (Earnings)37.95%
Payout Ratio (FCF)46.82%
Dividend Growth (YoY)6.31%
Years of Dividend Growth26
Ex-Dividend DateMay 12, 2026
Pay DateMay 26, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield7.77%
FCF Yield6.28%
Buyback Yield0.92%
Total Shareholder Yield3.86%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-0.13
Piotroski F-Score6/9
Dividend Score92.62
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$259.45
Lynch Upside/Downside546.36%
Graham Number$43.33
Graham Upside/Downside7.94%
Frequently Asked Questions About Arrow Financial Statistics
What are the key financial metrics for AROW?
Arrow Financial Corporation (AROW) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is AROW's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Arrow Financial is overvalued or undervalued.
How do I read AROW's profitability ratios?
Arrow Financial's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do AROW's debt ratios indicate?
The financial health section shows Arrow Financial's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is AROW's dividend analysis?
The dividend section covers Arrow Financial's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.