Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap560.18M
Enterprise Value558.10M
Trailing P/E12.70
Forward P/E8.58
AROW
(NASDAQ)Arrow Financial Corporation
$34.13-- (--)
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Arrow Financial (AROW) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)3.02
Forward Price/Sales3.29
Price/Book (mrq)1.29
Price/Tangible Book (mrq)1.37
Price/FCF (ttm)10.49
Price/OCF (ttm)9.04
PEG Ratio0.26
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue3.02
EV/Earnings12.70
EV/EBITDA9.38
EV/FCF10.50
Stock Price
Current price, 52-week range, and moving averages
Current Price$34.13
1-Day Change1.28%
52-Week High$36.44
52-Week Low$22.72
52-Week Change29.03%
YTD Change8.63%
1-Year Change29.13%
50-Day MA$33.72
200-Day MA$30.11
Avg Volume (30 day)73.42K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding16.41M
Book Value per Share$26.31
Net Cash per Share$1.77
FCF per Share$3.24
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin85.55%
EBITDA Margin (ttm)32.16%
Operating Margin (ttm)29.93%
Pretax Margin (ttm)29.93%
Profit Margin (ttm)23.75%
FCF Margin (ttm)28.73%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)10.18%
Return on Assets (ttm)0.99%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue185.06M
Gross Profit158.32M
Operating Income55.39M
Pretax Income55.39M
Net Income43.95M
EBITDA59.52M
Diluted EPS$2.68
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow61.74M
Capital Expenditures8.56M
Free Cash Flow53.17M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth-8.50%
Dividend Growth5.45%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)4.45B
Cash & Securities (mrq)29.13M
Net Cash (mrq)29.13M
Net Cash per Share$1.77
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)29.19M
Working Capital (mrq)-693.24M
Total Equity (mrq)431.85M
Book Value per Share$26.31
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Current Ratio (mrq)0.04
Quick Ratio (mrq)0.04
Debt/Equity (mrq)0.07
Debt/EBITDA (ttm)0.49
Debt/FCF (ttm)0.55
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$1.16
Dividend Yield3.41%
Payout Ratio (Earnings)43.32%
Payout Ratio (FCF)35.81%
Dividend Growth (YoY)5.45%
Ex-Dividend DateFeb 11, 2026
Pay DateFeb 25, 2026
Dividend FrequencyQuarterly
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield7.88%
FCF Yield9.53%
Buyback Yield0.00%
Total Shareholder Yield3.41%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score-0.03
Piotroski F-Score4/9
Dividend Score70.90
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$130.81
Lynch Upside/Downside284.72%
Graham Number$39.82
Graham Upside/Downside17.11%
Frequently Asked Questions About Arrow Financial Statistics
What are the key financial metrics for AROW?
Arrow Financial Corporation (AROW) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is AROW's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Arrow Financial is overvalued or undervalued.
How do I read AROW's profitability ratios?
Arrow Financial's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do AROW's debt ratios indicate?
The financial health section shows Arrow Financial's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is AROW's dividend analysis?
The dividend section covers Arrow Financial's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.