Name: Arrow Financial Corporation (AROW) Financial Statements
Creator: FinSpry

Arrow Financial Income Statement Analysis

Revenue, earnings, and profit margins in millions USD

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Arrow Financial Corporation income statement - Annual data in millions USD
Breakdown	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
Revenue & Gross Profit
Revenue	139.81	133.95	149.24	142.72	131.86	116.60	112.97
Cost of Revenue	88.44	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	134.63	0.00	0.00	0.00	0.00	0.00	0.00
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	56.74	50.89	49.37	46.92	43.12	38.56	42.52
Operating Expenses	97.27	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income	37.36	0.00	0.00	0.00	0.00	0.00	0.00
Other Income/Expense
Interest Income	194.99	162.56	129.65	115.55	115.36	111.24	96.50
Interest Expense	83.26	57.73	11.31	5.20	12.69	21.71	12.49
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	37.36	37.52	62.91	64.40	86.31	73.18	45.31
Income Tax Expense	7.65	7.45	14.11	14.55	11.04	9.60	9.03
Net Income	29.71	30.08	48.80	49.86	40.83	37.48	36.28
Net Income - Continuous Operations	29.71	30.08	48.80	49.86	0.00	0.00	0.00
Net Income - Discontinued Operations	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA	42.72	0.00	0.00	0.00	0.00	0.00	0.00
EBIT	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation & Amortization	0.25	0.18	0.19	0.21	2.76	2.21	0.26
Earnings Per Share
Basic EPS	2.00	2.00	3.00	3.00	2.00	2.00	2.00
Diluted EPS	2.00	2.00	3.00	3.00	2.00	2.00	2.00
Basic Shares Outstanding	16.74	17.04	17.01	16.99	16.90	16.82	15.29
Diluted Shares Outstanding	16.75	17.04	17.06	17.05	16.91	16.86	15.37