Atlantic Union Bankshares (AUB) Balance Sheet: Assets & Liabilities

Atlantic Union Bankshares (AUB) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Atlantic Union Bankshares reported total assets of $37.59B and total liabilities of $32.58B. Shareholders' equity was $5.01B, up 59.3% from $3.14B a year earlier. Total debt stood at $1.50B against $4.43B in cash and short-term investments, a net cash position of $2.93B. That puts debt-to-equity at 0.30, compared with 0.17 a year earlier.

Atlantic Union Bankshares Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Atlantic Union Bankshares Corporation (AUB) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	0.97	0.35	0.36	0.32	0.80	0.49	0.40	0.26	0.20
Short-Term Investments	4.19	2.44	2.23	2.74	3.48	2.54	1.95	1.77	0.97
Cash & Short-Term Investments	4.43	2.79	2.60	3.06	4.28	3.03	2.34	2.04	1.17
Accounts Receivable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Current Assets	4.43	2.79	2.60	3.06	4.28	3.03	2.34	2.04	1.17
Non-Current Assets
Property, Plant & Equipment (Net)	0.17	0.11	0.09	0.12	0.13	0.16	0.16	0.15	0.12
Long-Term Investments	0.67	19.11	16.35	15.19	0.43	14.50	13.18	10.17	7.35
Goodwill	1.73	1.21	0.93	0.93	0.94	0.94	0.94	0.73	0.30
Intangible Assets	0.32	0.08	0.02	0.03	0.04	0.06	0.07	0.05	0.01
Other Non-Current Assets	0.00	1.28	1.19	1.14	0.92	0.94	0.87	0.64	0.36
Total Non-Current Assets	2.22	21.79	18.57	17.40	15.78	16.60	15.22	11.73	8.14
Total Assets	37.59	24.59	21.17	20.46	20.06	19.63	17.56	13.77	9.32
Current Liabilities
Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Short-Term Debt	0.73	0.12	0.92	1.02	0.12	0.35	0.44	1.09	0.79
Other Current Liabilities	-0.08	20.40	16.82	15.93	16.61	15.72	13.30	9.97	6.99
Total Current Liabilities	0.65	20.51	17.74	17.25	16.73	16.07	13.74	11.06	7.79
Non-Current Liabilities
Long-Term Debt	0.77	0.42	0.39	0.39	0.39	0.49	1.08	0.67	0.43
Other Non-Current Liabilities	31.16	0.51	0.48	0.45	0.24	0.36	0.23	0.11	0.06
Total Non-Current Liabilities	31.93	0.93	0.87	0.84	0.63	0.85	1.31	0.78	0.48
Total Liabilities	32.58	21.44	18.61	18.09	17.35	16.92	15.05	11.84	8.27
Stockholders' Equity
Common Stock	0.19	0.12	0.10	0.10	0.10	0.10	0.11	0.09	0.06
Retained Earnings	1.18	1.10	1.02	0.92	0.78	0.62	0.58	0.47	0.38
Accumulated Other Comprehensive Income	-0.26	-0.36	-0.34	-0.42	0.02	0.07	0.04	-0.01	0.00
Additional Paid-in Capital	3.89	2.28	1.78	1.77	1.81	1.92	1.79	1.38	0.61
Shares Outstanding	0.14	0.09	0.08	0.07	0.08	-	-	-	-
Total Stockholders' Equity	5.01	3.14	2.56	2.37	2.71	2.71	2.51	1.92	1.05
Total Liabilities & Equity	37.59	24.59	21.17	20.46	20.06	19.63	17.56	13.77	9.32

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Atlantic Union Bankshares Balance Sheet

How much debt does Atlantic Union Bankshares have?

Atlantic Union Bankshares had total debt of $1.50B as of Dec 31, 2025, against $4.43B in cash and short-term investments. Its debt-to-equity ratio was 0.30. Total debt was $534.62M a year earlier.

What are Atlantic Union Bankshares's total assets?

Atlantic Union Bankshares reported total assets of $37.59B as of Dec 31, 2025, up 52.9% from $24.59B a year earlier. Total liabilities were $32.58B.

What is Atlantic Union Bankshares's shareholders' equity?

Atlantic Union Bankshares's shareholders' equity was $5.01B as of Dec 31, 2025, or about $35.31 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition