Banc of California (BANC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Banc of California had a P/E ratio of 15.86 (down from 29.91), return on equity of 6.5% (up from 3.7%), debt-to-equity of 0.89 (up from 0.70) and return on assets of 0.7% (up from 0.4%). Its dividend yield was 2.12% with a payout ratio of 45.3%.

Banc of California Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	15.86	29.91	-	10.37	13.51	-
Forward P/E	12.03	13.56	16.39	6.01	10.84	-
P/S Ratio	2.86	2.71	8.57	3.07	5.52	-
P/B Ratio	0.85	0.74	0.62	1.04	2.02	-
Price/Tangible Book	1.10	0.98	0.84	2.01	3.16	-
Price/FCF	12.77	40.52	17.55	7.08	17.72	-
Price/OCF	11.73	33.69	15.58	5.86	16.03	-
PEG Ratio	1.50	1.70	8.50	0.75	1.35	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	6.50%	3.68%	-51.74%	10.66%	15.98%	-28.95%
Return on Assets (ROA)	0.67%	0.35%	-4.76%	1.04%	1.74%	-4.40%
Leverage & Solvency Ratios
Debt/Equity	0.89	0.70	1.19	0.70	0.25	0.17
Debt/FCF	13.40	38.33	33.35	4.79	2.22	1.44
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	7.64%	4.87%	-89.78%	10.29%	7.53%	-
FCF Yield	7.83%	2.47%	5.70%	14.12%	5.64%	-
Dividend Yield	2.12%	2.71%	4.25%	4.78%	1.65%	-
Payout Ratio	45.28%	85.18%	-	32.95%	19.68%	-
Buyback Yield	-1.30%	-97.54%	-10.51%	-0.46%	-0.21%	1.78%
Total Return	0.82%	-94.83%	-6.27%	4.32%	1.44%	1.78%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Banc of California Financial Ratios

What is Banc of California's P/E ratio?

Banc of California's P/E ratio was 15.86 for fiscal 2025 (period ended Dec 31, 2025). It was 29.91 a year earlier.

What is Banc of California's return on equity?

Banc of California's return on equity (ROE) was 6.5% for fiscal 2025 (period ended Dec 31, 2025). It was 3.7% a year earlier.

What is Banc of California's debt-to-equity ratio?

Banc of California's debt-to-equity ratio was 0.89 for fiscal 2025 (period ended Dec 31, 2025). It was 0.70 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition