Beacon Financial (BBT) Financial Statements & Analysis

Beacon Financial (BBT) Income Statement

Beacon Financial reported revenue of $759.29M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 113.5% from $355.56M a year earlier. Net income was $90.27M, up 31.4% year over year, a net margin of 11.9%. Gross margin was 51.1% and operating margin 16.0%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $214.22M, down 6.2% from the same quarter a year earlier.

Beacon Financial Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Beacon Financial Corporation income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	759.29	355.56	606.54	438.34	317.20	-643.24	592.16	468.78	420.19
Cost of Revenue	371.07	286.35	239.25	53.66	37.40	168.88	179.67	248.32	227.00
Gross Profit	388.21	357.02	367.29	384.68	423.34	-812.12	413.84	220.45	193.19
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	211.52	157.01	186.55	180.80	94.19	179.28	175.76	207.50	197.21
Operating Expenses	266.35	277.50	288.97	270.86	274.31	-279.09	288.51	-223.54	11.88
Operating Income	121.86	79.52	78.32	113.82	149.02	-533.03	123.98	245.24	121.38
Other Income/Expense
Interest Income	832.79	628.52	576.30	387.26	329.07	409.78	509.51	471.16	360.26
Interest Expense	329.68	298.94	207.25	42.66	37.90	93.00	144.26	111.83	65.46
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-56.76	-21.63
Income
Income Before Tax	121.86	91.69	78.32	113.82	148.52	-533.03	123.98	133.41	99.75
Income Tax Expense	31.59	22.98	8.72	21.29	30.36	-19.85	22.46	27.65	44.50
Net Income	90.27	68.72	69.60	92.53	118.66	-533.02	97.45	105.77	55.25
Net Income - Continuous Operations	90.27	68.72	69.60	92.53	118.66	-533.02	97.45	105.77	55.25
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	131.42	86.50	86.77	123.39	11.04	-521.11	140.69	214.86	121.38
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	9.55	6.75	8.45	9.58	11.04	11.92	16.70	15.38	13.41
Earnings Per Share
Basic EPS	1.00	2.00	1.00	1.00	1.00	-5.00	2.00	2.00	1.00
Diluted EPS	1.00	2.00	1.00	1.00	2.00	-5.00	2.00	2.00	1.00
Basic Shares Outstanding	87.38	37.37	86.58	91.13	77.97	100.54	49.26	46.02	39.46
Diluted Shares Outstanding	87.70	37.51	87.01	91.83	78.24	100.54	49.42	46.23	39.70

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Beacon Financial Financial Statements

What was Beacon Financial's revenue in fiscal 2025?

Beacon Financial reported revenue of $759.29M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 113.5% from $355.56M a year earlier.

Is Beacon Financial profitable?

Yes. Beacon Financial earned net income of $90.27M in fiscal 2025, a net margin of 11.9%. In fiscal 2024 it earned $68.72M.

What is Beacon Financial's operating margin?

Beacon Financial's operating income was $121.86M on revenue of $759.29M in fiscal 2025, an operating margin of 16.0%, compared with 22.4% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition