California BanCorp (BCAL) Financial Statements & Analysis

California BanCorp (BCAL) Income Statement

California BanCorp reported revenue of $237.07M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 85.6% from $127.76M a year earlier. Net income was $63.06M, up 1060.6% year over year, a net margin of 26.6%. Gross margin was 79.7% and operating margin 37.1%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $44.19M, down 1.6% from the same quarter a year earlier.

California BanCorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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California BanCorp income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	237.07	127.76	96.60	92.23	71.57	54.20	39.65	31.33	21.50
Cost of Revenue	48.07	78.50	30.30	11.75	4.56	10.42	7.84	0.00	0.00
Gross Profit	189.00	106.07	96.60	86.27	67.00	43.78	31.81	31.33	21.50
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	63.75	51.26	16.33	38.02	35.52	22.80	12.73	9.41	7.18
Operating Expenses	101.04	97.81	59.75	64.29	52.82	37.01	22.13	4.70	3.59
Operating Income	87.96	8.26	36.86	21.98	14.19	6.77	9.68	0.63	17.91
Other Income/Expense
Interest Income	225.98	179.80	123.52	93.58	67.77	51.82	37.70	0.00	0.00
Interest Expense	56.89	56.81	29.38	5.79	3.36	5.87	6.84	0.10	0.00
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	6.90	-10.95
Income
Income Before Tax	87.96	8.26	36.86	21.98	14.19	6.77	9.68	7.53	6.97
Income Tax Expense	24.90	2.83	10.95	5.87	3.48	2.05	2.91	2.27	3.00
Net Income	63.06	5.43	25.91	16.11	10.71	4.72	6.77	5.26	3.96
Net Income - Continuous Operations	63.06	5.43	25.91	16.11	10.71	4.72	6.77	5.26	3.96
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	93.57	3.64	1.92	1.48	15.91	8.22	10.96	8.33	7.41
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	5.62	1.88	0.39	0.44	1.72	1.45	1.28	0.79	0.44
Earnings Per Share
Basic EPS	2.00	-	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Diluted EPS	2.00	-	1.00	1.00	1.00	-	1.00	1.00	1.00
Basic Shares Outstanding	32.75	24.70	18.25	17.82	14.41	9.48	8.45	7.09	5.19
Diluted Shares Outstanding	32.75	24.70	18.66	18.23	14.91	9.70	8.63	7.36	5.36

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About California BanCorp Financial Statements

What was California BanCorp's revenue in fiscal 2025?

California BanCorp reported revenue of $237.07M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 85.6% from $127.76M a year earlier.

Is California BanCorp profitable?

Yes. California BanCorp earned net income of $63.06M in fiscal 2025, a net margin of 26.6%. In fiscal 2024 it earned $5.43M.

What is California BanCorp's operating margin?

California BanCorp's operating income was $87.96M on revenue of $237.07M in fiscal 2025, an operating margin of 37.1%, compared with 6.5% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition