BCB Bancorp (BCBP) Financial Statements & Analysis

BCB Bancorp (BCBP) Income Statement

BCB Bancorp reported revenue of $59.59M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 28.5% from $83.39M a year earlier. BCB Bancorp posted a net loss of $14.46M, compared with net income of $16.79M a year earlier. Gross margin was 74.7% and operating margin -30.7%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $3.89M, down 80.8% from the same quarter a year earlier.

BCB Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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BCB Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	59.59	83.39	108.15	115.54	105.72	121.54	128.95	113.06	85.05
Cost of Revenue	121.93	113.56	90.40	14.42	19.04	42.46	43.02	32.55	17.80
Gross Profit	44.51	83.39	102.05	118.62	101.86	79.08	85.93	80.51	67.26
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	22.77	20.77	33.26	30.22	28.01	35.42	34.27	33.57	28.70
Operating Expenses	62.81	57.12	60.59	55.51	53.60	49.66	55.58	56.27	47.04
Operating Income	-18.30	26.27	41.46	63.11	48.26	29.42	30.34	24.25	20.21
Other Income/Expense
Interest Income	161.19	177.38	174.67	128.31	111.61	110.59	123.56	105.10	77.57
Interest Expense	79.92	101.99	84.30	17.50	15.18	33.02	40.95	27.42	15.69
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	-18.30	26.27	41.46	63.11	48.26	29.42	30.34	24.25	20.21
Income Tax Expense	-5.77	7.65	11.97	17.53	14.02	8.57	9.31	7.48	10.23
Net Income	-14.46	16.79	29.48	45.58	34.24	20.86	21.03	16.76	9.98
Net Income - Continuous Operations	-12.53	18.62	29.48	45.58	34.24	20.86	21.03	16.76	9.98
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	0.97	0.25	-0.56	0.58	50.48	29.99	30.19	24.07	21.28
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.97	0.25	-0.56	0.64	2.22	0.44	-0.15	-0.18	1.06
Earnings Per Share
Basic EPS	-1.00	1.00	2.00	3.00	2.00	1.00	1.00	1.00	1.00
Diluted EPS	-1.00	1.00	2.00	3.00	2.00	1.00	1.00	1.00	1.00
Basic Shares Outstanding	17.19	17.01	16.87	16.97	17.06	17.21	16.37	15.57	12.40
Diluted Shares Outstanding	17.19	17.02	16.93	17.35	17.24	17.23	16.42	15.66	12.51

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About BCB Bancorp Financial Statements

What was BCB Bancorp's revenue in fiscal 2025?

BCB Bancorp reported revenue of $59.59M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 28.5% from $83.39M a year earlier.

Is BCB Bancorp profitable?

No. BCB Bancorp reported a net loss of $14.46M in fiscal 2025. In fiscal 2024 it earned $16.79M.

What is BCB Bancorp's operating margin?

BCB Bancorp's operating income was −$18.30M on revenue of $59.59M in fiscal 2025, an operating margin of -30.7%, compared with 31.5% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition