Banco de Chile (BCH) Balance Sheet: Assets & Liabilities

Banco de Chile (BCH) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Banco de Chile reported total assets of CLP 54.10T and total liabilities of CLP 47.42T. Shareholders' equity was CLP 5.80T, down 10.8% from CLP 6.50T a year earlier. Total debt stood at CLP 12.85T against CLP 6.48T in cash and short-term investments, a net debt position of CLP 6.37T. That puts debt-to-equity at 2.22, compared with 1.85 a year earlier.

Banco de Chile Balance Sheet Analysis

Values in trillions CLP

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

Balance sheet showing assets, liabilities, and shareholders' equity for Banco de Chile (BCH) - Annual data in trillions CLP
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	1.66	3.07	4.98	3.54	4.04	2.96	3.20	1.51	1.49
Short-Term Investments	3.47	2.07	1.80	3.97	3.06	1.07	1.37	1.05	1.53
Cash & Short-Term Investments	6.48	5.14	6.78	7.51	7.10	4.02	4.57	2.56	3.01
Accounts Receivable	0.17	2.90	2.55	0.13	1.78	1.65	1.69	0.09	0.15
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.51	0.05	0.07	0.04	0.05	0.03	0.03	0.04	0.01
Total Current Assets	7.16	8.09	9.40	9.83	8.92	5.70	6.29	2.68	3.18
Non-Current Assets
Property, Plant & Equipment (Net)	0.26	0.45	0.47	0.40	0.42	0.42	0.51	0.32	0.34
Long-Term Investments	0.08	42.41	37.47	0.06	37.42	34.16	31.76	30.39	27.08
Goodwill	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02
Intangible Assets	0.21	0.18	0.15	0.12	0.09	0.08	0.08	0.07	0.06
Other Non-Current Assets	3.32	0.59	7.89	4.10	4.28	4.88	2.13	1.95	1.72
Total Non-Current Assets	46.94	43.96	46.32	45.28	42.50	39.85	34.72	32.92	29.38
Total Assets	54.10	52.06	55.72	55.11	51.43	45.55	41.01	35.60	32.56
Current Liabilities
Accounts Payable	0.56	0.42	0.34	0.38	0.32	0.27	0.23	0.18	0.19
Short-Term Debt	0.31	0.14	0.18	0.22	0.10	0.29	0.31	0.30	0.20
Other Current Liabilities	29.43	28.97	29.20	27.95	27.57	24.06	22.10	20.24	18.98
Total Current Liabilities	30.17	29.53	29.73	28.55	28.10	24.63	22.72	20.72	19.37
Non-Current Liabilities
Long-Term Debt	12.54	11.93	11.49	10.32	9.17	9.27	10.52	8.99	7.68
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Non-Current Liabilities	3.97	4.09	8.42	10.72	9.27	7.58	3.74	2.21	1.96
Total Non-Current Liabilities	17.25	16.02	19.91	21.12	18.51	16.93	14.39	11.21	9.65
Total Liabilities	47.42	45.55	49.64	49.68	46.61	41.55	37.11	31.93	29.02
Stockholders' Equity
Common Stock	2.42	2.42	2.42	2.42	2.42	2.42	2.42	2.42	2.27
Retained Earnings	3.25	3.11	2.80	2.33	1.69	0.79	0.75	0.60	0.64
Accumulated Other Comprehensive Income	-0.37	0.98	0.86	0.68	0.71	0.78	0.73	-1.77	-1.63
Additional Paid-in Capital	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.42	2.27
Minority Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Shares Outstanding	0.10	0.10	0.10	0.10	0.10	-	-	-	-
Total Stockholders' Equity	5.80	6.50	6.08	5.43	4.82	4.00	3.91	3.67	3.55
Total Liabilities & Equity	54.10	52.06	55.72	55.11	51.43	45.55	41.01	35.60	32.56

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Banco de Chile Balance Sheet

How much debt does Banco de Chile have?

Banco de Chile had total debt of CLP 12.85T as of Dec 31, 2025, against CLP 6.48T in cash and short-term investments. Its debt-to-equity ratio was 2.22. Total debt was CLP 12.06T a year earlier.

What are Banco de Chile's total assets?

Banco de Chile reported total assets of CLP 54.10T as of Dec 31, 2025, up 3.9% from CLP 52.06T a year earlier. Total liabilities were CLP 47.42T.

What is Banco de Chile's shareholders' equity?

Banco de Chile's shareholders' equity was CLP 5.80T as of Dec 31, 2025, or about CLP 57.41 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition