BayCom (BCML) Financial Statements & Analysis

BayCom (BCML) Income Statement

BayCom reported revenue of $96.47M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 0.2% from $96.25M a year earlier. Net income was $23.93M, up 1.3% year over year, a net margin of 24.8%. Gross margin was 6.3% and operating margin -64.1%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $19.97M, down 18.4% from the same quarter a year earlier.

BayCom Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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BayCom Corp income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	96.47	96.25	104.45	100.90	83.99	95.62	85.54	64.02	48.81
Cost of Revenue	44.75	41.83	30.48	14.79	9.27	19.22	10.96	6.78	4.77
Gross Profit	6.09	6.38	102.43	96.45	83.52	76.40	74.58	57.23	44.04
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	63.86	64.13	43.59	42.75	35.58	35.59	32.45	24.35	19.41
Operating Expenses	67.92	65.40	64.28	64.02	55.04	58.17	50.89	36.74	29.89
Operating Income	-61.84	-59.02	38.16	32.44	28.48	18.23	23.69	20.49	14.15
Other Income/Expense
Interest Income	135.39	131.71	124.90	105.83	80.66	86.40	75.75	56.19	43.81
Interest Expense	40.94	40.57	28.46	10.35	8.80	8.90	8.73	4.94	4.31
Other Income/Expense	94.45	91.14	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	32.62	32.12	38.16	32.44	28.48	18.23	23.69	20.49	14.15
Income Tax Expense	8.69	8.51	10.73	8.71	7.79	4.50	6.37	6.00	8.89
Net Income	23.93	23.61	27.43	23.73	20.69	13.73	17.32	14.49	5.26
Net Income - Continuous Operations	23.93	23.61	27.43	23.73	20.69	13.73	17.32	14.49	5.26
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	-58.85	-55.75	41.12	36.46	32.34	21.93	26.52	22.60	15.76
EBIT	-61.84	-59.02	-59.72	-64.28	-44.33	-	-	-	-
Depreciation & Amortization	3.21	1.22	1.29	2.04	1.81	3.70	2.83	2.11	1.61
Earnings Per Share
Basic EPS	2.00	2.00	2.00	2.00	2.00	1.00	1.00	2.00	1.00
Diluted EPS	2.00	2.00	2.00	2.00	2.00	1.00	1.00	2.00	1.00
Basic Shares Outstanding	10.99	11.26	12.07	13.12	10.88	11.97	12.63	9.69	6.52
Diluted Shares Outstanding	10.99	11.26	12.07	13.12	10.88	11.97	12.63	9.69	6.52

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About BayCom Financial Statements

What was BayCom's revenue in fiscal 2025?

BayCom reported revenue of $96.47M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 0.2% from $96.25M a year earlier.

Is BayCom profitable?

Yes. BayCom earned net income of $23.93M in fiscal 2025, a net margin of 24.8%. In fiscal 2024 it earned $23.61M.

What is BayCom's operating margin?

BayCom's operating income was −$61.84M on revenue of $96.47M in fiscal 2025, an operating margin of -64.1%, compared with -61.3% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition