Banco Santander-Chile (BSAC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Banco Santander-Chile had a P/E ratio of 13.12 (up from 10.45), return on equity of 18.7% (up from 17.5%), debt-to-equity of 4.78 (down from 5.20) and return on assets of 1.5% (up from 1.2%). Its dividend yield was 4.72% with a payout ratio of 58.8%.

Banco Santander-Chile Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	13.12	10.45	13.98	8.07	7.66	11.73
P/S Ratio	5.86	4.24	5.06	3.44	3.27	4.18
P/B Ratio	2.34	1.66	1.80	1.51	1.46	1.74
Price/Tangible Book	2.42	1.73	1.90	1.59	1.52	1.82
Price/FCF	16.75	-	-	-	-	-
Price/OCF	15.15	-	-	-	-	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	18.71%	17.46%	13.60%	18.64%	20.96%	15.41%
Return on Assets (ROA)	1.52%	1.24%	0.85%	1.22%	1.43%	1.04%
Leverage & Solvency Ratios
Debt/Equity	4.78	5.20	7.40	7.79	6.41	6.68
Debt/FCF	34.30	-	-	-	-	-
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	7.63%	9.57%	7.15%	12.38%	13.05%	8.52%
FCF Yield	5.97%	-15.99%	-15.06%	-9.24%	-50.28%	-23.48%
Dividend Yield	4.72%	6.73%	4.29%	7.59%	7.20%	0.01%
Payout Ratio	58.76%	40.74%	83.74%	58.69%	36.85%	60.49%
Total Return	4.72%	6.73%	4.29%	7.59%	7.20%	0.01%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Banco Santander-Chile Financial Ratios

What is Banco Santander-Chile's P/E ratio?

Banco Santander-Chile's P/E ratio was 13.12 for fiscal 2025 (period ended Dec 31, 2025). It was 10.45 a year earlier.

What is Banco Santander-Chile's return on equity?

Banco Santander-Chile's return on equity (ROE) was 18.7% for fiscal 2025 (period ended Dec 31, 2025). It was 17.5% a year earlier.

What is Banco Santander-Chile's debt-to-equity ratio?

Banco Santander-Chile's debt-to-equity ratio was 4.78 for fiscal 2025 (period ended Dec 31, 2025). It was 5.20 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition