Banco Santander (Brasil) (BSBR) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Banco Santander (Brasil) had a P/E ratio of 9.97 (up from 6.65), return on equity of 10.5% (down from 11.4%), debt-to-equity of 2.74 (up from 2.59) and return on assets of 1.0% (down from 1.1%).

Banco Santander (Brasil) Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	9.97	6.65	12.72	7.34	7.21	12.46
P/S Ratio	2.79	1.88	3.09	2.51	2.39	5.38
P/B Ratio	1.00	0.74	1.05	0.95	1.06	1.58
Price/Tangible Book	1.38	1.02	1.47	1.33	1.50	2.29
Price/FCF	32.47	-	3.42	18.34	19.83	4.07
Price/OCF	25.49	-	3.28	15.32	16.44	3.95
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	10.52%	11.43%	8.42%	13.24%	14.67%	13.23%
Return on Assets (ROA)	1.03%	1.14%	0.90%	1.50%	1.67%	1.59%
Leverage & Solvency Ratios
Debt/Equity	2.74	2.59	2.48	2.19	2.42	2.19
Debt/FCF	88.45	-	8.11	42.34	45.51	5.66
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	10.03%	15.04%	7.86%	13.62%	13.87%	8.02%
FCF Yield	3.08%	-24.60%	29.25%	5.45%	5.04%	24.57%
Payout Ratio	50.89%	42.04%	57.68%	51.75%	63.80%	76.61%
Buyback Yield	-0.15%	-0.21%	-0.11%	0.41%	-0.08%	0.06%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Banco Santander (Brasil) Financial Ratios

What is Banco Santander (Brasil)'s P/E ratio?

Banco Santander (Brasil)'s P/E ratio was 9.97 for fiscal 2025 (period ended Dec 31, 2025). It was 6.65 a year earlier.

What is Banco Santander (Brasil)'s return on equity?

Banco Santander (Brasil)'s return on equity (ROE) was 10.5% for fiscal 2025 (period ended Dec 31, 2025). It was 11.4% a year earlier.

What is Banco Santander (Brasil)'s debt-to-equity ratio?

Banco Santander (Brasil)'s debt-to-equity ratio was 2.74 for fiscal 2025 (period ended Dec 31, 2025). It was 2.59 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition