Bridgewater Bancshares (BWB) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Bridgewater Bancshares had a P/E ratio of 11.50 (down from 12.88), return on equity of 9.4% (up from 7.4%), debt-to-equity of 1.00 (down from 1.01) and return on assets of 0.9% (up from 0.7%).

Bridgewater Bancshares Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	11.50	12.88	10.54	9.92	11.15	12.99
Forward P/E	10.00	11.16	12.52	9.54	11.46	12.41
P/S Ratio	3.52	3.49	3.38	3.83	4.55	4.40
P/B Ratio	0.94	0.81	0.89	1.24	1.31	1.33
Price/Tangible Book	1.12	1.00	1.06	1.51	1.60	1.35
Price/FCF	22.02	8.76	14.00	5.87	9.29	-
Price/OCF	17.39	7.99	12.61	5.76	9.15	15.35
PEG Ratio	1.63	1.63	0.70	0.70	0.70	0.70
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	9.45%	7.43%	9.75%	13.81%	14.17%	10.66%
Return on Assets (ROA)	0.88%	0.68%	0.89%	1.37%	1.43%	1.05%
Leverage & Solvency Ratios
Debt/Equity	1.00	1.01	0.99	1.24	0.36	0.56
Debt/FCF	23.65	10.94	15.64	5.86	2.55	-
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	9.53%	8.86%	10.56%	10.91%	9.20%	7.70%
FCF Yield	4.54%	11.42%	7.14%	17.03%	10.77%	-0.47%
Payout Ratio	8.80%	12.35%	10.15%	7.59%	2.56%	-
Buyback Yield	-0.81%	1.32%	1.23%	1.04%	0.69%	2.76%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Bridgewater Bancshares Financial Ratios

What is Bridgewater Bancshares's P/E ratio?

Bridgewater Bancshares's P/E ratio was 11.50 for fiscal 2025 (period ended Dec 31, 2025). It was 12.88 a year earlier.

What is Bridgewater Bancshares's return on equity?

Bridgewater Bancshares's return on equity (ROE) was 9.4% for fiscal 2025 (period ended Dec 31, 2025). It was 7.4% a year earlier.

What is Bridgewater Bancshares's debt-to-equity ratio?

Bridgewater Bancshares's debt-to-equity ratio was 1.00 for fiscal 2025 (period ended Dec 31, 2025). It was 1.01 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition