Cass Information Systems (CASS) Financial Ratios: P/E, ROE & More

Cass Information Systems (CASS) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Cass Information Systems had a P/E ratio of 15.47 (down from 28.96), return on equity of 13.2% (up from 8.1%), debt-to-equity of 0.02 and a current ratio of 0.72 (down from 0.81). A current ratio of 0.72 means current liabilities exceed current assets. Its dividend yield was 3.07% with a payout ratio of 47.0%.

Cass Information Systems Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	15.47	28.96	20.38	17.93	19.26	22.29
Forward P/E	14.99	19.86	18.46	15.48	26.82	26.82
P/S Ratio	2.62	2.75	3.18	3.34	3.55	3.79
P/B Ratio	2.24	2.42	2.67	3.03	2.24	2.15
Price/Tangible Book	2.44	2.67	2.93	3.39	2.41	2.31
Price/FCF	17.10	18.24	24.50	13.69	18.25	12.26
Price/OCF	14.51	14.25	16.58	12.13	15.95	11.74
Enterprise Value Ratios
EV/Revenue	1.40	1.65	1.10	1.54	0.36	0.87
EV/EBITDA	4.56	6.72	3.84	5.65	1.39	3.37
EV/EBIT	5.15	7.60	4.20	6.22	1.59	3.92
EV/FCF	9.11	10.92	8.51	6.31	1.85	2.80
Profitability & Returns
Return on Equity (ROE)	13.18%	8.09%	12.79%	15.44%	11.29%	9.96%
Return on Assets (ROA)	1.40%	1.12%	1.26%	1.13%	0.92%	1.03%
Return on Invested Capital (ROIC)	-	-	-	-	-	7.81%
Return on Capital Employed (ROCE)	19.50%	15.20%	18.30%	18.00%	11.00%	9.20%
Leverage & Solvency Ratios
Debt/Equity	0.02	-	-	-	-	-
Debt/EBITDA	0.07	-	-	-	-	-
Debt/FCF	0.14	-	-	-	-	-
Liquidity Ratios
Current Ratio	0.72	0.81	0.77	0.72	0.79	0.94
Quick Ratio	0.65	0.70	0.67	0.59	0.66	0.84
Efficiency Ratios
Asset Turnover	0.08	0.08	0.08	0.07	0.07	0.07
Yield & Distribution Ratios
Earnings Yield	6.46%	3.45%	4.91%	5.58%	5.19%	4.49%
FCF Yield	5.85%	5.48%	4.08%	7.31%	5.48%	8.16%
Dividend Yield	3.07%	3.11%	2.80%	2.74%	3.17%	3.19%
Payout Ratio	47.02%	85.89%	53.09%	44.24%	54.00%	61.96%
Buyback Yield	2.28%	0.28%	-0.06%	3.64%	1.63%	0.85%
Total Return	5.35%	3.38%	2.74%	6.38%	4.80%	4.04%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Cass Information Systems Financial Ratios

What is Cass Information Systems's P/E ratio?

Cass Information Systems's P/E ratio was 15.47 for fiscal 2025 (period ended Dec 31, 2025). It was 28.96 a year earlier.

What is Cass Information Systems's return on equity?

Cass Information Systems's return on equity (ROE) was 13.2% for fiscal 2025 (period ended Dec 31, 2025). It was 8.1% a year earlier.

What is Cass Information Systems's debt-to-equity ratio?

Cass Information Systems's debt-to-equity ratio was 0.02 for fiscal 2025 (period ended Dec 31, 2025).

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition