Colony Bankcorp (CBAN) Financial Statements & Analysis

Colony Bankcorp (CBAN) Income Statement

Colony Bankcorp reported revenue of $132.18M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 14.5% from $115.45M a year earlier. Net income was $28.25M, up 18.4% year over year, a net margin of 21.4%. Gross margin was 93.5% and operating margin 26.6%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $40.13M, up 25.3% from the same quarter a year earlier.

Colony Bankcorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Colony Bankcorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	132.18	115.45	110.28	112.33	101.78	87.37	74.49	58.64	55.65
Cost of Revenue	62.55	64.22	50.27	14.24	5.10	14.44	13.74	8.43	7.26
Gross Profit	123.56	112.40	110.28	112.33	101.78	72.93	60.75	50.22	48.39
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	56.70	53.78	22.37	25.18	20.65	36.25	28.21	20.12	23.73
Operating Expenses	88.42	82.83	83.07	89.48	78.63	58.30	48.14	35.30	33.86
Operating Income	35.14	29.57	27.21	22.85	23.15	14.63	12.61	14.92	14.53
Other Income/Expense
Interest Income	149.95	137.24	124.92	91.54	70.59	63.13	60.25	48.84	45.77
Interest Expense	58.05	61.17	46.67	10.87	4.40	7.88	12.64	8.23	6.87
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	35.14	29.57	27.21	22.85	23.15	14.63	12.61	14.92	14.53
Income Tax Expense	6.88	5.70	5.47	3.31	4.50	2.82	2.40	3.00	6.78
Net Income	28.25	23.87	21.75	19.54	18.66	11.82	10.21	11.92	7.75
Net Income - Continuous Operations	28.25	23.87	21.75	19.54	18.66	11.82	10.21	11.92	7.75
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	35.14	8.13	8.70	11.63	8.63	20.49	15.50	16.75	17.63
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	7.72	8.13	8.70	11.63	8.63	5.86	2.90	1.84	3.10
Earnings Per Share
Basic EPS	2.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	1.00
Diluted EPS	2.00	1.00	-	1.00	2.00	1.00	1.00	1.00	1.00
Basic Shares Outstanding	17.79	17.56	17.58	17.19	11.25	9.50	9.13	8.44	8.44
Diluted Shares Outstanding	17.79	17.56	17.58	17.19	11.25	9.50	9.13	8.54	8.63

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Colony Bankcorp Financial Statements

What was Colony Bankcorp's revenue in fiscal 2025?

Colony Bankcorp reported revenue of $132.18M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 14.5% from $115.45M a year earlier.

Is Colony Bankcorp profitable?

Yes. Colony Bankcorp earned net income of $28.25M in fiscal 2025, a net margin of 21.4%. In fiscal 2024 it earned $23.87M.

What is Colony Bankcorp's operating margin?

Colony Bankcorp's operating income was $35.13M on revenue of $132.18M in fiscal 2025, an operating margin of 26.6%, compared with 25.6% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition