Commercial Bancgroup (CBK) Income Statement

Commercial Bancgroup reported revenue of $131.53M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 1.3% from $133.33M a year earlier. Net income was $37.20M, up 18.4% year over year, a net margin of 28.3%. Gross margin was 68.6% and operating margin 36.0%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $23.77M, up 6.7% from the same quarter a year earlier.

Commercial Bancgroup Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Commercial Bancgroup, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023
Period ending	Dec 2025	Dec 2024	Dec 2023
Revenue & Gross Profit
Revenue	131.53	133.33	112.20
Cost of Revenue	41.32	47.46	33.81
Gross Profit	90.21	85.87	78.39
Operating Expenses
Research & Development	0.00	0.00	0.00
Selling, General & Administrative	26.03	26.00	21.78
Operating Expenses	42.48	45.30	38.70
Operating Income	47.42	40.57	39.69
Other Income/Expense
Interest Income	121.60	123.21	102.64
Interest Expense	41.17	45.63	30.54
Other Income/Expense	0.00	0.00	0.00
Income
Income Before Tax	47.42	40.57	39.69
Income Tax Expense	10.22	8.89	8.48
Net Income	37.20	31.41	30.69
Net Income - Continuous Operations	37.20	31.41	30.69
Net Income - Discontinued Operations	-	-	-
EBITDA	49.56	45.17	43.23
EBIT	-	-	-
Depreciation & Amortization	2.14	4.59	3.54
Earnings Per Share
Basic EPS	3.00	3.00	3.00
Diluted EPS	3.00	3.00	3.00
Basic Shares Outstanding	13.84	12.17	12.18
Diluted Shares Outstanding	13.84	12.37	12.23

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Commercial Bancgroup Financial Statements

What was Commercial Bancgroup's revenue in fiscal 2025?

Commercial Bancgroup reported revenue of $131.53M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 1.3% from $133.33M a year earlier.

Is Commercial Bancgroup profitable?

Yes. Commercial Bancgroup earned net income of $37.20M in fiscal 2025, a net margin of 28.3%. In fiscal 2024 it earned $31.41M.

What is Commercial Bancgroup's operating margin?

Commercial Bancgroup's operating income was $47.42M on revenue of $131.53M in fiscal 2025, an operating margin of 36.0%, compared with 30.4% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition