CNB Financial (CCNE) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), CNB Financial had a P/E ratio of 12.47 (up from 10.37), return on equity of 8.9% (down from 9.2%), debt-to-equity of 0.39 (up from 0.26) and return on assets of 0.9% (unchanged). Its dividend yield was 2.80% with a payout ratio of 34.0%.

CNB Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	12.47	10.37	8.78	8.53	8.38	11.34
Forward P/E	7.90	9.98	10.66	7.32	8.52	9.74
P/S Ratio	2.80	2.38	2.16	2.32	2.38	2.42
P/B Ratio	0.88	0.85	0.82	0.94	1.01	0.86
Price/Tangible Book	1.10	1.02	1.00	1.17	1.31	1.14
Price/FCF	13.04	9.37	12.97	9.67	8.50	15.45
Price/OCF	11.77	7.23	9.98	7.81	7.57	12.42
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	8.92%	9.24%	10.53%	12.98%	13.44%	9.08%
Return on Assets (ROA)	0.91%	0.91%	1.03%	1.17%	1.15%	0.77%
Leverage & Solvency Ratios
Debt/Equity	0.39	0.26	0.25	0.51	0.29	0.23
Debt/FCF	5.75	2.92	3.98	5.27	2.45	4.13
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.65%	10.55%	12.37%	12.63%	12.94%	9.17%
FCF Yield	7.67%	10.68%	7.71%	10.35%	11.76%	6.47%
Dividend Yield	2.80%	3.00%	3.35%	3.30%	2.98%	3.72%
Payout Ratio	34.01%	35.21%	32.74%	26.68%	27.47%	37.04%
Buyback Yield	-18.03%	0.21%	-16.23%	-7.13%	-5.12%	-5.51%
Total Return	-15.23%	3.21%	-12.87%	-3.83%	-2.15%	-1.80%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About CNB Financial Financial Ratios

What is CNB Financial's P/E ratio?

CNB Financial's P/E ratio was 12.47 for fiscal 2025 (period ended Dec 31, 2025). It was 10.37 a year earlier.

What is CNB Financial's return on equity?

CNB Financial's return on equity (ROE) was 8.9% for fiscal 2025 (period ended Dec 31, 2025). It was 9.2% a year earlier.

What is CNB Financial's debt-to-equity ratio?

CNB Financial's debt-to-equity ratio was 0.39 for fiscal 2025 (period ended Dec 31, 2025). It was 0.26 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition