Capitol Federal Financial (CFFN) Financial Ratios

For fiscal 2025 (fiscal year ended Sep 30, 2025), Capitol Federal Financial had a P/E ratio of 12.13 (down from 19.95), return on equity of 6.5% (up from 3.7%), debt-to-equity of 1.87 (down from 2.12) and return on assets of 0.7% (up from 0.4%). Its dividend yield was 5.64% with a payout ratio of 65.0%.

Capitol Federal Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

Scroll to see more

Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021
Valuation Ratios
P/E Ratio	12.13	19.95	-	13.34	20.49
Forward P/E	10.95	15.78	27.26	13.83	23.21
P/S Ratio	4.12	4.56	-25.39	5.12	7.39
P/B Ratio	0.79	0.73	0.61	1.03	1.25
Price/Tangible Book	0.79	0.74	0.61	1.04	1.27
Price/FCF	16.54	31.56	15.40	12.28	23.94
Price/OCF	14.97	24.29	13.37	11.57	20.92
PEG Ratio	11.13	11.13	11.13	11.13	11.13
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	6.54%	3.66%	-9.50%	7.22%	6.02%
Return on Assets (ROA)	0.71%	0.39%	-1.03%	0.88%	0.80%
Leverage & Solvency Ratios
Debt/Equity	1.87	2.12	2.77	1.96	1.30
Debt/FCF	39.31	91.19	70.08	23.37	24.76
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.25%	5.02%	-16.00%	7.50%	4.88%
FCF Yield	6.05%	3.17%	6.49%	8.15%	4.18%
Dividend Yield	5.64%	6.49%	8.44%	5.28%	4.09%
Payout Ratio	65.05%	117.13%	-	54.63%	60.55%
Buyback Yield	0.52%	2.16%	1.58%	-0.15%	1.74%
Total Return	6.16%	8.65%	10.02%	5.13%	5.84%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Capitol Federal Financial Financial Ratios

What is Capitol Federal Financial's P/E ratio?

Capitol Federal Financial's P/E ratio was 12.13 for fiscal 2025 (period ended Sep 30, 2025). It was 19.95 a year earlier.

What is Capitol Federal Financial's return on equity?

Capitol Federal Financial's return on equity (ROE) was 6.5% for fiscal 2025 (period ended Sep 30, 2025). It was 3.7% a year earlier.

What is Capitol Federal Financial's debt-to-equity ratio?

Capitol Federal Financial's debt-to-equity ratio was 1.87 for fiscal 2025 (period ended Sep 30, 2025). It was 2.12 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition