Chime Financial (CHYM) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Chime Financial had return on equity of -85.5% (down from -2.7%), debt-to-equity of 0.10 (down from 0.10), a current ratio of 4.53 (up from 3.43) and return on assets of -21.9% (down from 7.1%). A current ratio of 4.53 means current assets exceed current liabilities.

Chime Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022
Valuation Ratios
Forward P/E	250.56	-	-	-
P/S Ratio	4.31	-	-	-
P/B Ratio	6.73	-	-	-
Price/Tangible Book	6.86	-	-	-
Price/FCF	286.63	-	-	-
Price/OCF	178.63	-	-	-
Enterprise Value Ratios
EV/Revenue	3.83	-	-	-
EV/FCF	254.71	-	-	-
Profitability & Returns
Return on Equity (ROE)	-85.54%	-2.67%	-19.95%	-
Return on Assets (ROA)	-21.90%	7.08%	-3.81%	-
Return on Capital Employed (ROCE)	-38.10%	14.50%	-8.10%	-27.40%
Leverage & Solvency Ratios
Debt/Equity	0.10	0.10	0.11	0.09
Debt/EBITDA	-	0.52	-	-
Debt/FCF	4.09	1.62	-	-
Liquidity Ratios
Current Ratio	4.53	3.43	4.03	5.90
Quick Ratio	3.57	2.73	3.38	4.92
Efficiency Ratios
Asset Turnover	1.28	1.20	0.93	-
Yield & Distribution Ratios
Earnings Yield	-10.71%	-	-	-
FCF Yield	0.35%	-	-	-
Buyback Yield	-264.00%	-2.86%	-9.02%	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Chime Financial Financial Ratios

What is Chime Financial's return on equity?

Chime Financial's return on equity (ROE) was -85.5% for fiscal 2025 (period ended Dec 31, 2025). It was -2.7% a year earlier.

What is Chime Financial's debt-to-equity ratio?

Chime Financial's debt-to-equity ratio was 0.10 for fiscal 2025 (period ended Dec 31, 2025). It was 0.10 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition