Market Valuation & Earnings Multiples
Market capitalization, P/E ratios, and enterprise value
Market Cap250.85M
Enterprise Value232.33M
Trailing P/E13.57
Forward P/E6.81
CIA
(NYSE)Citizens, Inc.
$4.92-- (--)
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Citizens (CIA) Key Statistics & Financial Metrics
Complete stock analysis with 40+ metrics: valuation ratios, profitability margins, financial health indicators, and dividend data.
Stock Valuation Metrics
Market value, earnings multiples, and pricing ratios
Price-Based Ratios
Valuation ratios based on stock price
Price/Sales (ttm)0.97
Forward Price/Sales0.91
Price/Book (mrq)1.05
Price/Tangible Book (mrq)46.81
Price/FCF (ttm)15.44
Price/OCF (ttm)14.83
PEG Ratio0.12
Enterprise Value Ratios
EV-based valuation multiples
EV/Revenue0.90
EV/Earnings12.57
EV/EBITDA17.37
EV/EBIT19.56
EV/FCF14.30
Stock Price
Current price, 52-week range, and moving averages
Current Price$4.92
1-Day Change-3.53%
52-Week High$6.54
52-Week Low$3.76
52-Week Change19.42%
YTD Change-1.20%
1-Year Change17.70%
50-Day MA$5.44
200-Day MA$5.43
Avg Volume (30 day)131.33K
Share Statistics
Outstanding shares, float, and per-share metrics
Shares Outstanding50.98M
Book Value per Share$4.68
Net Cash per Share$0.36
FCF per Share$0.32
Profitability & Financial Performance
Profit margins, return metrics, and earnings analysis
Profit Margins
Profitability margins across income statement
Gross Margin35.28%
EBITDA Margin (ttm)5.18%
EBIT Margin (ttm)4.60%
Operating Margin (ttm)8.38%
Pretax Margin (ttm)8.38%
Profit Margin (ttm)7.16%
FCF Margin (ttm)6.29%
Return on Investment Metrics
ROE, ROA, ROIC, and capital efficiency ratios
Return on Equity (ttm)7.74%
Return on Assets (ttm)1.07%
Return on Invested Capital (ttm)4.61%
Return on Capital Employed (ttm)0.69%
Income Statement (TTM)
Trailing twelve months revenue and earnings
Revenue258.19M
Gross Profit91.09M
Operating Income21.63M
Pretax Income21.63M
Net Income18.48M
EBITDA13.38M
EBIT11.88M
Diluted EPS$0.36
Cash Flow (TTM)
Operating cash flow and free cash flow metrics
Operating Cash Flow16.91M
Capital Expenditures666.00K
Free Cash Flow16.25M
Growth Rates (YoY)
Year-over-year growth metrics
Revenue Growth6.28%
Financial Health & Dividends
Balance sheet analysis, debt ratios, and dividend metrics
Assets & Cash
Total assets and cash positions
Total Assets (mrq)1.73B
Cash & Securities (mrq)18.52M
Net Cash (mrq)18.52M
Net Cash per Share$0.36
Debt & Liabilities
Liabilities, debt, equity, and working capital
Total Debt (mrq)0.00
Working Capital (mrq)27.87M
Total Equity (mrq)238.67M
Book Value per Share$4.68
Liquidity & Leverage
Liquidity, leverage, and debt coverage ratios
Quick Ratio (mrq)0.00
Debt/Equity (mrq)0.00
Debt/EBITDA (ttm)0.00
Debt/FCF (ttm)0.00
Dividend History & Payout Analysis
Dividend yield, payout ratios, and growth metrics
Dividend per Share (TTM)$0.00
Dividend Yield0.00%
Payout Ratio (Earnings)0.00%
Yield Metrics
Earnings, FCF, buyback, and shareholder yields
Earnings Yield7.37%
FCF Yield6.48%
Buyback Yield0.09%
Total Shareholder Yield0.09%
Financial Health Scores
Risk assessment and quality metrics
Altman Z-Score0.46
Piotroski F-Score5/9
Fair Value & Intrinsic Value
Lynch fair value, Graham number, and valuation models
Lynch Fair Value$40.85
Lynch Upside/Downside730.20%
Graham Number$6.17
Graham Upside/Downside25.36%
Frequently Asked Questions About Citizens Statistics
What are the key financial metrics for CIA?
Citizens, Inc. (CIA) statistics include 40+ financial metrics organized into valuation ratios (P/E, P/S, P/B, PEG), profitability margins (gross, operating, net), return metrics (ROE, ROA, ROIC), and financial health indicators. These are updated regularly based on the latest filings and market data.
What is CIA's valuation analysis?
The valuation section covers market capitalization, earnings multiples like trailing and forward P/E, price-based ratios (P/S, P/B, Price/FCF), and enterprise value ratios (EV/EBITDA, EV/Revenue, EV/FCF). Compare these against sector averages to assess whether Citizens is overvalued or undervalued.
How do I read CIA's profitability ratios?
Citizens's profitability is measured through profit margins (gross, EBITDA, operating, net) and return metrics (ROE, ROA, ROIC, ROCE). Higher margins indicate better cost control, while higher returns show efficient capital deployment. The income statement and cash flow sections provide the underlying revenue and earnings data.
What do CIA's debt ratios indicate?
The financial health section shows Citizens's leverage through debt-to-equity, debt-to-assets, debt-to-EBITDA, and debt-to-FCF ratios, plus liquidity via the current and quick ratios. Lower debt ratios and higher liquidity ratios generally indicate stronger financial stability and lower default risk.
What is CIA's dividend analysis?
The dividend section covers Citizens's dividend yield, payout ratios (earnings-based and FCF-based), year-over-year dividend growth, years of consecutive growth, ex-dividend and pay dates, and payment frequency. The yield metrics section also includes earnings yield, FCF yield, buyback yield, and total shareholder yield.