Citizens, Inc.
CIANYSEFinancialsInsurance - Life
As of Oct 23, 2026 close
- Market cap
- $186.57M
- P/E (TTM)
- 16.09
- Forward P/E
- 15.69
- Dividend yield
- -
- 52-week range
- $3.31$6.54
- Volume (live)
- -
- Avg. volume (3M)
- 115.29K
Citizens (CIA) Stock Price & Financial Analysis
Citizens Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $3.52 - $3.64 |
|---|---|
| 52-Week High | $6.54 |
| 52-Week Low | $3.31 |
| Open | $3.63 |
| Volume (last close) | 144.49K |
| Average Volume (3M) | 115.29K |
| Revenue (TTM) | 253.51M |
|---|---|
| Net Income (TTM) | 11.60M |
| Free Cash Flow (TTM) | 14.97M |
| EPS (TTM) | $0.22 |
| Profit Margin | 4.57% |
| Operating Margin | 5.60% |
| Return on Equity (ROE) | 4.93% |
| Debt to Equity | 0.00 |
| Annual Dividend | $0.00 |
|---|---|
| Dividend Yield | 0.00% |
| Payout Ratio | 0.00% |
| Market Cap | 186.57M |
|---|---|
| Shares Outstanding | 51.82M |
| P/E Ratio (TTM) | 16.09 |
| Forward P/E | 15.69 |
| Price to Sales (P/S) | 0.74 |
| Price to Book (P/B) | 0.79 |
| EV/EBITDA | 11.64 |
| 50-Day MA | $3.66 |
|---|---|
| 200-Day MA | $4.91 |
| 1-Year Change | −35.64% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
Citizens at a Glance
As of the Oct 23, 2026 close, Citizens (CIA) has a market capitalization of $186.57M. The stock trades at 16.1× trailing earnings, 15.7× forward earnings and 0.7× sales. Over the trailing twelve months it earned $11.60M on revenue of $253.51M (a 4.6% profit margin) and generated $14.97M of free cash flow. Revenue grew 3.7% year over year.
As of its latest reported balance sheet, it holds $15.41M in cash and securities against $0.00 of debt, a net cash position of $15.41M.
Citizens does not currently pay a dividend.
The share price is down 35.6% over the past year. At $3.60 (the Oct 23, 2026 close) it sits near the bottom of its 52-week range of $3.31 to $6.54, below its 200-day moving average of $4.91.
Based on 1 professional analyst rating from the past 90 days, the consensus is Sell.
Frequently Asked Questions About Citizens
What is the current stock price for CIA?
As of the Oct 23, 2026 close, CIA stock trades at $3.60. The 52-week range is $3.31–$6.54, with a day range of $3.52–$3.64.
What is the P/E ratio for CIA?
As of the Oct 23, 2026 close, Citizens's trailing twelve-month (TTM) P/E ratio is 16.1, meaning investors pay $16.1 for every $1 of annual earnings. The forward P/E is 15.7, reflecting analyst expectations for future earnings. Citizens operates in the Financials sector.
Does CIA pay dividends?
Citizens does not currently pay a regular dividend. The company retains its earnings to reinvest in the business. Check the Dividends tab for historical dividend information.
What do analysts recommend for CIA?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for CIA is Sell.
What is the market cap of CIA?
As of the Oct 23, 2026 close, Citizens's market capitalization is $186.6M, classifying it as a micro-cap company. Citizens operates in the Financials sector within the Insurance - Life industry.