Columbia Financial (CLBK) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Columbia Financial had a P/E ratio of 30.54, return on equity of 4.6% (up from -1.1%), debt-to-equity of 1.04 (up from 1.03) and return on assets of 0.5% (up from -0.1%).

Columbia Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	30.54	-	54.27	26.56	23.79	29.80
Forward P/E	23.55	39.03	75.61	25.59	26.57	27.79
P/S Ratio	6.35	9.68	8.57	7.85	7.77	7.32
P/B Ratio	1.36	1.48	1.88	2.17	2.03	1.70
Price/Tangible Book	1.52	1.67	2.13	2.46	2.21	1.86
Price/FCF	26.99	61.88	59.20	16.96	23.49	38.65
Price/OCF	23.11	48.06	48.10	16.10	22.18	35.01
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	4.62%	-1.10%	3.45%	8.08%	8.81%	5.78%
Return on Assets (ROA)	0.48%	-0.11%	0.34%	0.88%	1.02%	0.68%
Leverage & Solvency Ratios
Debt/Equity	1.04	1.03	1.51	1.10	0.38	0.85
Debt/FCF	20.72	43.23	47.47	8.63	4.44	19.40
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	3.28%	-0.73%	1.84%	3.77%	4.20%	3.36%
FCF Yield	3.71%	1.62%	1.69%	5.90%	4.26%	2.59%
Buyback Yield	0.03%	1.03%	3.11%	-1.96%	5.10%	1.21%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Columbia Financial Financial Ratios

What is Columbia Financial's P/E ratio?

Columbia Financial's P/E ratio was 30.54 for fiscal 2025 (period ended Dec 31, 2025).

What is Columbia Financial's return on equity?

Columbia Financial's return on equity (ROE) was 4.6% for fiscal 2025 (period ended Dec 31, 2025). It was -1.1% a year earlier.

What is Columbia Financial's debt-to-equity ratio?

Columbia Financial's debt-to-equity ratio was 1.04 for fiscal 2025 (period ended Dec 31, 2025). It was 1.03 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition