Catalyst Bancorp (CLST) Balance Sheet: Assets & Liabilities

Catalyst Bancorp (CLST) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Catalyst Bancorp reported total assets of $282.93M and total liabilities of $201.20M. Shareholders' equity was $81.72M, up 1.9% from $80.20M a year earlier. Total debt stood at $14.73M against $74.09M in cash and short-term investments, a net cash position of $59.36M. That puts debt-to-equity at 0.18, compared with 0.12 a year earlier.

Catalyst Bancorp Balance Sheet Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Catalyst Bancorp, Inc. (CLST) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Current Assets
Cash and Cash Equivalents	25.21	44.30	19.01	13.47	40.88	25.25	17.91
Short-Term Investments	48.89	28.71	1.64	79.60	88.34	20.73	14.22
Cash & Short-Term Investments	74.09	44.30	20.65	93.07	129.22	45.98	32.13
Accounts Receivable	0.91	0.85	0.91	0.67	0.58	0.56	0.58
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Current Assets	75.00	45.15	21.56	93.75	129.80	46.54	32.71
Non-Current Assets
Property, Plant & Equipment (Net)	5.85	6.09	6.07	6.30	6.58	5.49	5.29
Long-Term Investments	184.34	16.45	225.15	145.28	5.10	166.30	174.71
Other Non-Current Assets	17.74	18.75	16.02	18.04	5.91	6.36	5.79
Total Non-Current Assets	207.93	231.55	249.37	169.62	155.81	178.15	185.79
Total Assets	282.93	276.70	270.93	263.36	285.61	224.69	218.50
Current Liabilities
Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Liabilities	185.27	185.67	165.62	165.09	176.80	164.60	141.63
Total Current Liabilities	185.27	185.67	165.62	165.09	176.80	164.60	141.63
Non-Current Liabilities
Long-Term Debt	14.73	9.56	9.38	0.00	0.00	0.00	0.00
Other Non-Current Liabilities	1.20	1.26	11.37	9.76	10.26	9.56	25.75
Total Non-Current Liabilities	15.93	10.82	20.75	9.76	10.26	9.56	25.75
Total Liabilities	201.20	196.49	186.37	174.85	187.06	174.16	167.38
Stockholders' Equity
Common Stock	0.04	0.04	0.05	0.05	0.05	0.00	0.00
Retained Earnings	51.91	49.86	52.95	52.78	52.56	50.43	51.13
Accumulated Other Comprehensive Income	-7.59	-9.26	-7.24	-9.07	-4.86	0.11	-0.01
Additional Paid-in Capital	37.36	39.56	38.80	51.06	46.62	0.00	0.00
Shares Outstanding	4.07	4.28	4.76	5.29	4.87	-	-
Total Stockholders' Equity	81.73	80.20	84.56	88.51	98.55	50.53	51.12
Total Liabilities & Equity	282.93	276.70	270.93	263.36	285.61	224.69	218.50

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Catalyst Bancorp Balance Sheet

How much debt does Catalyst Bancorp have?

Catalyst Bancorp had total debt of $14.73M as of Dec 31, 2025, against $74.09M in cash and short-term investments. Its debt-to-equity ratio was 0.18. Total debt was $9.56M a year earlier.

What are Catalyst Bancorp's total assets?

Catalyst Bancorp reported total assets of $282.93M as of Dec 31, 2025, up 2.3% from $276.70M a year earlier. Total liabilities were $201.20M.

What is Catalyst Bancorp's shareholders' equity?

Catalyst Bancorp's shareholders' equity was $81.72M as of Dec 31, 2025, or about $20.06 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition