CoastalSouth Bancshares (COSO) Financial Statements & Analysis

CoastalSouth Bancshares (COSO) Income Statement

CoastalSouth Bancshares reported revenue of $80.97M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 16.9% from $69.28M a year earlier. Net income was $24.89M, up 13.6% year over year, a net margin of 30.7%. Gross margin was 97.3% and operating margin 38.5%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $22.87M, up 15.1% from the same quarter a year earlier.

CoastalSouth Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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CoastalSouth Bancshares, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	80.97	69.28	71.66	59.07	50.00	43.87	36.06	25.50	19.25
Cost of Revenue	57.02	58.88	42.42	14.70	6.08	9.00	7.15	4.01	6.17
Gross Profit	78.77	70.84	71.97	61.68	50.73	34.87	28.91	21.49	13.08
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	31.24	10.00	26.51	25.32	23.65	17.99	20.96	17.53	11.68
Operating Expenses	47.63	43.62	40.47	37.85	35.27	26.65	25.44	21.89	18.71
Operating Income	31.14	27.22	31.50	23.83	15.47	8.22	3.47	-0.40	-5.62
Other Income/Expense
Interest Income	127.71	123.65	107.02	66.58	46.00	37.68	30.26	22.12	17.51
Interest Expense	53.82	58.33	42.72	9.62	4.75	5.77	5.28	2.32	1.72
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	31.14	27.22	31.50	23.83	15.47	8.22	3.47	-0.40	-5.62
Income Tax Expense	6.24	5.31	7.02	5.64	3.14	1.85	0.86	-0.22	3.51
Net Income	24.89	21.90	24.48	18.19	12.32	6.37	2.60	-0.18	-11.81
Net Income - Continuous Operations	24.89	21.90	24.48	18.19	12.32	6.37	2.60	-0.18	-11.81
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	33.46	29.36	33.55	25.46	16.95	9.35	4.55	0.15	-5.12
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.29	0.29	0.29	0.33	0.24	1.13	1.08	0.56	0.51
Earnings Per Share
Basic EPS	2.00	2.00	3.00	2.00	2.00	1.00	-	-	-4.00
Diluted EPS	2.00	2.00	3.00	2.00	1.00	1.00	-	-	-4.00
Basic Shares Outstanding	11.98	10.20	9.38	8.71	8.14	7.96	7.23	6.02	3.29
Diluted Shares Outstanding	11.98	10.47	9.50	8.85	8.32	7.99	7.26	6.07	3.29

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About CoastalSouth Bancshares Financial Statements

What was CoastalSouth Bancshares's revenue in fiscal 2025?

CoastalSouth Bancshares reported revenue of $80.97M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 16.9% from $69.28M a year earlier.

Is CoastalSouth Bancshares profitable?

Yes. CoastalSouth Bancshares earned net income of $24.89M in fiscal 2025, a net margin of 30.7%. In fiscal 2024 it earned $21.90M.

What is CoastalSouth Bancshares's operating margin?

CoastalSouth Bancshares's operating income was $31.14M on revenue of $80.97M in fiscal 2025, an operating margin of 38.5%, compared with 39.3% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition