Central Plains Bancshares (CPBI) Cash Flow: Operating & Free Cash Flow

Central Plains Bancshares Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for Central Plains Bancshares, Inc. (CPBI) - Annual data in millions USD
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period ending	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Operating Activities
Net Income	4.00	3.65	3.76	1.65	3.15
Depreciation & Amortization	0.97	0.46	0.52	0.50	0.50
Deferred Income Tax	0.11	0.26	0.05	0.08	0.24
Stock Based Compensation	0.97	0.36	0.16	0.00	0.00
Change in Working Capital	-0.34	-1.14	0.38	-1.54	-0.39
Change in Accounts Receivable	-0.16	-0.85	-0.52	-0.38	0.00
Change in Accounts Payable	0.01	-0.69	0.68	-1.00	0.00
Change in Other Working Capital	-0.20	0.22	0.21	0.10	-0.39
Other Operating Activities	0.42	0.22	0.85	0.10	0.79
Net Cash from Operating Activities	6.69	4.46	5.71	4.47	4.28
Investing Activities
Capital Expenditures	-0.88	-7.53	-2.28	-0.30	-0.26
Purchases of Investments	-10.45	-6.20	-11.56	-0.06	-23.34
Sales/Maturities of Investments	8.53	8.42	9.15	12.05	27.56
Other Investing Activities	-46.19	-22.60	-26.46	-44.61	-52.46
Net Cash from Investing Activities	-48.98	-27.90	-31.16	-32.93	-48.49
Financing Activities
Debt Repayment	0.34	0.24	-3.31	0.00	0.65
Common Stock Issued	0.00	0.00	39.36	0.00	0.00
Common Stock Repurchased	-0.68	-0.41	0.00	0.00	0.00
Other Financing Activities	0.06	0.03	-15.72	0.09	35.40
Net Cash from Financing Activities	43.54	40.67	20.34	26.04	36.04
Summary
Net Change in Cash	1.25	17.23	-5.11	-2.42	-8.17
Cash at Beginning of Period	28.68	11.45	16.56	18.98	0.00
Cash at End of Period	29.93	28.68	11.45	16.56	-8.17
Free Cash Flow	5.81	-3.07	3.43	4.17	4.02
Supplemental Disclosures
Interest Paid	-	8.39	5.27	1.93	1.13
Income Taxes Paid	-	0.30	0.75	0.23	0.38

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Central Plains Bancshares Cash Flow

What is Central Plains Bancshares's free cash flow?

Central Plains Bancshares generated free cash flow of $5.81M in fiscal 2026 (fiscal year ended Mar 31, 2026), operating cash flow of $6.69M minus $878.00K of capital expenditures. Free cash flow equaled 27.6% of revenue.

How much does Central Plains Bancshares spend on capital expenditures?

Central Plains Bancshares spent $878.00K on capital expenditures in fiscal 2026, compared with $7.53M a year earlier. That equals 13.1% of operating cash flow.

Does Central Plains Bancshares pay dividends or buy back shares?

Yes. In fiscal 2026 Central Plains Bancshares returned $679.00K in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition