CVB Financial (CVBF) Financial Statements & Analysis

CVB Financial (CVBF) Income Statement

CVB Financial reported revenue of $515.46M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 2.1% from $504.82M a year earlier. Net income was $209.30M, up 4.3% year over year, a net margin of 40.6%. Gross margin was 99.7% and operating margin 54.6%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $219.14M, up 73.4% from the same quarter a year earlier.

CVB Financial Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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CVB Financial Corp. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	515.46	504.82	547.32	541.30	483.54	478.53	506.43	405.34	325.91
Cost of Revenue	129.51	178.52	119.84	19.76	-20.42	37.78	27.08	14.07	-0.60
Gross Profit	513.85	480.17	545.82	542.19	488.25	440.74	479.35	391.28	326.51
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	154.53	56.50	149.17	51.90	43.93	124.25	135.19	115.25	91.90
Operating Expenses	232.15	208.93	230.39	213.84	190.60	191.22	188.28	180.16	137.72
Operating Income	281.69	271.24	315.43	328.35	297.65	249.52	291.07	211.12	188.80
Other Income/Expense
Interest Income	591.60	628.56	604.47	513.46	419.61	429.36	456.62	359.82	285.85
Interest Expense	133.01	182.77	118.34	9.16	6.08	14.28	22.08	12.82	8.30
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	281.69	271.24	315.43	328.35	297.65	249.52	291.07	211.12	188.80
Income Tax Expense	72.40	70.52	94.00	92.92	85.13	72.36	83.25	59.11	84.38
Net Income	209.30	200.72	221.44	235.43	212.52	177.16	207.83	152.00	104.41
Net Income - Continuous Operations	209.30	200.72	221.44	235.43	212.52	177.16	207.83	152.00	104.41
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	296.47	15.37	333.60	0.00	0.00	248.36	313.11	219.46	191.45
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	4.19	15.37	6.45	7.57	8.24	-1.16	22.04	8.35	2.66
Earnings Per Share
Basic EPS	2.00	1.00	2.00	2.00	2.00	1.00	1.00	1.00	1.00
Diluted EPS	2.00	1.00	2.00	2.00	2.00	1.00	1.00	1.00	1.00
Basic Shares Outstanding	136.76	138.42	138.33	139.65	135.17	136.03	139.76	121.67	109.41
Diluted Shares Outstanding	137.05	138.58	138.46	140.01	135.38	136.21	139.93	121.96	109.81

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About CVB Financial Financial Statements

What was CVB Financial's revenue in fiscal 2025?

CVB Financial reported revenue of $515.46M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 2.1% from $504.82M a year earlier.

Is CVB Financial profitable?

Yes. CVB Financial earned net income of $209.30M in fiscal 2025, a net margin of 40.6%. In fiscal 2024 it earned $200.72M.

What is CVB Financial's operating margin?

CVB Financial's operating income was $281.69M on revenue of $515.46M in fiscal 2025, an operating margin of 54.6%, compared with 53.7% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition