Community West Bancshares (CWBC) Financial Statements & Analysis

Community West Bancshares (CWBC) Income Statement

Community West Bancshares reported revenue of $144.20M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 12.2% from $164.20M a year earlier. Net income was $38.17M, up 397.9% year over year, a net margin of 26.5%. Gross margin was 98.0% and operating margin 36.4%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $57.45M, up 16.7% from the same quarter a year earlier.

Community West Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Community West Bancshares income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	144.20	164.20	89.14	86.66	85.99	78.05	77.73	72.84	66.38
Cost of Revenue	53.28	61.13	20.30	4.42	-3.13	4.87	3.58	1.53	-0.01
Gross Profit	141.32	103.06	87.80	82.24	84.58	73.18	74.15	71.31	66.39
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	52.46	50.70	16.11	30.29	13.58	30.21	34.42	32.65	31.07
Operating Expenses	88.79	92.06	53.96	47.10	46.57	45.92	44.20	43.40	42.57
Operating Income	52.53	11.00	33.84	35.14	38.02	27.26	29.95	27.91	23.82
Other Income/Expense
Interest Income	185.71	160.39	102.42	82.99	73.86	66.02	66.33	64.19	57.38
Interest Expense	49.53	50.02	19.99	3.42	1.30	1.60	2.56	1.48	1.14
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	52.53	11.00	33.84	35.14	38.02	27.26	29.95	27.91	23.82
Income Tax Expense	14.36	3.33	8.30	8.50	9.62	6.91	8.51	6.62	9.79
Net Income	38.17	7.67	25.54	26.65	28.40	20.35	21.44	21.29	14.03
Net Income - Continuous Operations	38.17	7.67	25.54	26.65	28.40	20.35	21.44	21.29	14.03
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	56.81	13.20	0.96	35.90	9.00	32.76	36.26	36.07	33.77
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	1.00	2.21	0.07	0.76	0.66	5.50	6.31	8.16	9.95
Earnings Per Share
Basic EPS	2.00	-	2.00	2.00	2.00	2.00	2.00	2.00	1.00
Diluted EPS	2.00	-	2.00	2.00	2.00	2.00	2.00	2.00	1.00
Basic Shares Outstanding	19.00	17.08	11.73	11.72	12.24	12.53	13.42	13.70	12.47
Diluted Shares Outstanding	19.07	17.18	11.75	11.74	12.28	12.58	13.51	13.83	12.72

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Community West Bancshares Financial Statements

What was Community West Bancshares's revenue in fiscal 2025?

Community West Bancshares reported revenue of $144.20M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 12.2% from $164.20M a year earlier.

Is Community West Bancshares profitable?

Yes. Community West Bancshares earned net income of $38.17M in fiscal 2025, a net margin of 26.5%. In fiscal 2024 it earned $7.67M.

What is Community West Bancshares's operating margin?

Community West Bancshares's operating income was $52.53M on revenue of $144.20M in fiscal 2025, an operating margin of 36.4%, compared with 6.7% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition