Skip to main content
FinSpry Logo
FinSpry
CZFS logo
CZFS
(NASDAQ)
Citizens Financial Services, Inc.
$74.83-- (--)
Loading... - Market loading
OverviewFinancialsForecastStatisticsDividendsHistoricalProfile

Citizens Financial Services (CZFS) Stock Price & Financial Analysis

Citizens Financial Services Stock Price Chart

Price Chart

Loading chart...

Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Day's Range$71.22 - $75.00
52-Week High$75.00
52-Week Low$49.99
Open$74.45
Volume11.63K
Average Volume (3M)12.86K
Market Cap359.72M
Shares Outstanding4.81M
P/E Ratio (TTM)9.15
Forward P/E6.60
Price to Sales (P/S)2.77
Price to Book (P/B)1.05
EV/EBITDA36.01
Revenue (TTM)130.09M
Net Income (TTM)39.33M
Free Cash Flow (TTM)41.18M
EPS (TTM)$8.19
Profit Margin30.23%
Operating Margin37.22%
Return on Equity (ROE)11.45%
Debt to Equity0.58
50-Day MA$67.66
200-Day MA$62.15
52-Week Change25.03%
Annual Dividend$2.01
Dividend Yield2.69%
Payout Ratio24.54%
Last Dividend Ex-DateJun 12, 2026

Frequently Asked Questions About Citizens Financial Services

What is the current stock price for CZFS?

As of the latest trading session, CZFS stock trades at $73.62. The 52-week range is $49.99–$75.00, with a day range of $71.22–$75.00.

What is the P/E ratio for CZFS?

Citizens Financial Services's trailing P/E ratio is 9.2, meaning investors pay $9.2 for every $1 of annual earnings. The forward P/E is 6.6, reflecting analyst expectations for future earnings. Citizens Financial Services operates in the Financials sector.

Does CZFS pay dividends?

Yes, Citizens Financial Services pays a 2.69% annual dividend yield ($2.01 per share). The payout ratio is 24.5%. The last ex-dividend date was 2026-06-12.

What do analysts recommend for CZFS?

Analyst ratings and recommendations for CZFS are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.

What is the market cap of CZFS?

Citizens Financial Services's market capitalization is $353.9M, classifying it as a small-cap company. Citizens Financial Services operates in the Financials sector within the Banks - Regional industry.