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CZFS
(NASDAQ)
Citizens Financial Services, Inc.
$66.52-- (--)
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Citizens Financial Services (CZFS) Stock Price & Financial Analysis

Citizens Financial Services Stock Price Chart

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Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Day's Range$66.52 - $68.55
52-Week High$71.85
52-Week Low$49.99
Open$67.98
Volume4.79K
Average Volume (3M)5.70K
Market Cap334.82M
Shares Outstanding4.81M
P/E Ratio (TTM)8.30
Forward P/E5.97
Price to Sales (P/S)2.51
Price to Book (P/B)0.95
EV/EBITDA35.40
Revenue (TTM)130.09M
Net Income (TTM)39.33M
Free Cash Flow (TTM)33.64M
EPS (TTM)$8.19
Profit Margin30.23%
Operating Margin34.66%
Return on Equity (ROE)11.45%
Debt to Equity0.58
50-Day MA$65.16
200-Day MA$61.08
52-Week Change13.90%
Annual Dividend$1.99
Dividend Yield2.94%
Payout Ratio24.29%
Last Dividend Ex-DateJun 12, 2026

Frequently Asked Questions About Citizens Financial Services

What is the current stock price for CZFS?

As of the latest trading session, CZFS stock trades at $66.52. The 52-week range is $49.99–$71.85, with a day range of $66.52–$68.55.

What is the P/E ratio for CZFS?

Citizens Financial Services's trailing P/E ratio is 8.3, meaning investors pay $8.3 for every $1 of annual earnings. The forward P/E is 6.0, reflecting analyst expectations for future earnings. Citizens Financial Services operates in the Financials sector.

Does CZFS pay dividends?

Yes, Citizens Financial Services pays a 2.94% annual dividend yield ($1.99 per share). The payout ratio is 24.3%. The last ex-dividend date was 2026-06-12.

What do analysts recommend for CZFS?

Analyst ratings and recommendations for CZFS are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.

What is the market cap of CZFS?

Citizens Financial Services's market capitalization is $319.8M, classifying it as a small-cap company. Citizens Financial Services operates in the Financials sector within the Banks - Regional industry.