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CZFS
(NASDAQ)
Citizens Financial Services, Inc.
$63.41-- (--)
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Citizens Financial Services (CZFS) Stock Price & Financial Analysis

Citizens Financial Services Stock Price Chart

Price Chart

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Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Day's Range$62.01 - $63.93
52-Week High$69.30
52-Week Low$49.96
Open$62.01
Volume5.40K
Average Volume (3M)5.40K
Market Cap304.37M
Shares Outstanding4.80M
P/E Ratio (TTM)8.16
Forward P/E6.20
Price to Sales (P/S)2.35
Price to Book (P/B)0.88
EV/EBITDA12.72
Revenue (TTM)127.22M
Net Income (TTM)36.57M
Free Cash Flow (TTM)33.64M
EPS (TTM)$7.62
Profit Margin28.75%
Operating Margin35.44%
Return on Equity (ROE)10.82%
Debt to Equity0.92
50-Day MA$62.24
200-Day MA$59.37
52-Week Change8.87%
Annual Dividend$1.99
Dividend Yield3.20%
Payout Ratio26.11%
Last Dividend Ex-DateMar 13, 2026

Frequently Asked Questions About Citizens Financial Services

What is the current stock price for CZFS?

As of the latest trading session, CZFS stock trades at $63.41. The 52-week range is $49.96–$69.30, with a day range of $62.01–$63.93.

What is the P/E ratio for CZFS?

Citizens Financial Services's trailing P/E ratio is 8.2, meaning investors pay $8.2 for every $1 of annual earnings. The forward P/E is 6.2, reflecting analyst expectations for future earnings. Citizens Financial Services operates in the Financials sector.

Does CZFS pay dividends?

Yes, Citizens Financial Services pays a 3.20% annual dividend yield ($1.99 per share). The payout ratio is 26.1%. The last ex-dividend date was 2026-03-13.

What do analysts recommend for CZFS?

Analyst ratings and recommendations for CZFS are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.

What is the market cap of CZFS?

Citizens Financial Services's market capitalization is $304.4M, classifying it as a small-cap company. Citizens Financial Services operates in the Financials sector within the Banks - Regional industry.