Skip to main content
CZFS logo
CZFS
(NASDAQ)
Citizens Financial Services, Inc.
$64.29-- (--)
Loading... - Market loading

Citizens Financial Services (CZFS) Stock Price & Financial Analysis

Citizens Financial Services Stock Price Chart

Price Chart

Loading chart...

Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Day's Range$62.35 - $64.29
52-Week High$69.58
52-Week Low$49.99
Open$62.35
Volume3.93K
Average Volume (3M)5.82K
Market Cap307.85M
Shares Outstanding4.81M
P/E Ratio (TTM)7.71
Forward P/E5.65
Price to Sales (P/S)2.33
Price to Book (P/B)0.88
EV/EBITDA33.74
Revenue (TTM)130.09M
Net Income (TTM)39.33M
Free Cash Flow (TTM)33.64M
EPS (TTM)$8.19
Profit Margin30.23%
Operating Margin34.66%
Return on Equity (ROE)11.45%
Debt to Equity0.58
50-Day MA$63.27
200-Day MA$60.15
52-Week Change10.12%
Annual Dividend$1.99
Dividend Yield3.11%
Payout Ratio24.29%
Last Dividend Ex-DateMar 13, 2026

Frequently Asked Questions About Citizens Financial Services

What is the current stock price for CZFS?

As of the latest trading session, CZFS stock trades at $64.29. The 52-week range is $49.99–$69.58, with a day range of $62.35–$64.29.

What is the P/E ratio for CZFS?

Citizens Financial Services's trailing P/E ratio is 7.7, meaning investors pay $7.7 for every $1 of annual earnings. The forward P/E is 5.7, reflecting analyst expectations for future earnings. Citizens Financial Services operates in the Financials sector.

Does CZFS pay dividends?

Yes, Citizens Financial Services pays a 3.11% annual dividend yield ($1.99 per share). The payout ratio is 24.3%. The last ex-dividend date was 2026-03-13.

What do analysts recommend for CZFS?

Analyst ratings and recommendations for CZFS are displayed in the Analyst Consensus section, including buy/hold/sell distribution and 12-month price targets.

What is the market cap of CZFS?

Citizens Financial Services's market capitalization is $309.1M, classifying it as a small-cap company. Citizens Financial Services operates in the Financials sector within the Banks - Regional industry.