Citizens Community Bancorp, Inc.
CZWINASDAQFinancialsBanks - Regional
As of Oct 23, 2026 close
- Market cap
- $206.64M
- P/E (TTM)
- 16.13
- Forward P/E
- 15.86
- Dividend yield
- 1.47%
- 52-week range
- $15.50$24.43
- Volume (live)
- -
- Avg. volume (3M)
- 37.55K
Citizens Community Bancorp (CZWI) Stock Price & Financial Analysis
Citizens Community Bancorp Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $21.19 - $21.49 |
|---|---|
| 52-Week High | $24.43 |
| 52-Week Low | $15.50 |
| Open | $21.40 |
| Volume (last close) | 23.21K |
| Average Volume (3M) | 37.55K |
| Revenue (TTM) | 59.15M |
|---|---|
| Net Income (TTM) | 12.81M |
| Free Cash Flow (TTM) | 19.35M |
| EPS (TTM) | $1.32 |
| Profit Margin | 21.66% |
| Operating Margin | 2.63% |
| Return on Equity (ROE) | 6.69% |
| Debt to Equity | 0.27 |
| Annual Dividend | $0.32 |
|---|---|
| Dividend Yield | 1.47% |
| Payout Ratio | 23.94% |
| Last Dividend Ex-Date | Aug 7, 2026 |
| Market Cap | 206.64M |
|---|---|
| Shares Outstanding | 9.65M |
| P/E Ratio (TTM) | 16.13 |
| Forward P/E | 15.86 |
| Price to Sales (P/S) | 3.49 |
| Price to Book (P/B) | 1.08 |
| EV/EBITDA | -20.28 |
| 50-Day MA | $21.27 |
|---|---|
| 200-Day MA | $20.50 |
| 1-Year Change | +36.84% |
Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology
Citizens Community Bancorp at a Glance
As of the Oct 23, 2026 close, Citizens Community Bancorp (CZWI) has a market capitalization of $206.64M. The stock trades at 16.1× trailing earnings, 15.9× forward earnings and 3.5× sales. Over the trailing twelve months it earned $12.81M on revenue of $59.15M (a 21.7% profit margin) and generated $19.35M of free cash flow. Revenue fell 11.9% year over year.
As of its latest reported balance sheet, it holds $121.76M in cash and securities against $51.88M of debt, a net cash position of $69.88M.
Citizens Community Bancorp pays a quarterly dividend totaling $0.32 per share a year, a 1.47% yield at the Oct 23, 2026 close, with a 24% payout ratio and 6 consecutive years of dividend increases.
The share price is up 36.8% over the past year. At $21.42 (the Oct 23, 2026 close) it sits within its 52-week range of $15.50 to $24.43, above its 200-day moving average of $20.50.
Based on 1 professional analyst rating from the past 90 days, the consensus is Hold.
Frequently Asked Questions About Citizens Community Bancorp
What is the current stock price for CZWI?
As of the Oct 23, 2026 close, CZWI stock trades at $21.42. The 52-week range is $15.50–$24.43, with a day range of $21.19–$21.49.
What is the P/E ratio for CZWI?
As of the Oct 23, 2026 close, Citizens Community Bancorp's trailing twelve-month (TTM) P/E ratio is 16.1, meaning investors pay $16.1 for every $1 of annual earnings. The forward P/E is 15.9, reflecting analyst expectations for future earnings. Citizens Community Bancorp operates in the Financials sector.
Does CZWI pay dividends?
Yes, Citizens Community Bancorp pays a 1.47% annual dividend yield as of the Oct 23, 2026 close ($0.32 per share a year). The trailing twelve-month payout ratio is 23.9%. The most recent ex-dividend date was August 7, 2026.
What do analysts recommend for CZWI?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for CZWI is Hold.
What is the market cap of CZWI?
As of the Oct 23, 2026 close, Citizens Community Bancorp's market capitalization is $206.6M, classifying it as a micro-cap company. Citizens Community Bancorp operates in the Financials sector within the Banks - Regional industry.