Name: Citizens Community Bancorp, Inc. (CZWI) Financial Statements
Creator: FinSpry

Citizens Community Bancorp Income Statement Analysis

Revenue, earnings, and profit margins in millions USD

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Citizens Community Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Sep 2018
Revenue & Gross Profit
Revenue	60.38	56.29	59.07	65.32	69.49	60.95	12.60	37.14
Cost of Revenue	40.82	39.97	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	49.25	59.46	0.00	0.00	0.00	0.00	0.00	0.00
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	26.53	24.33	22.65	23.62	24.26	23.81	6.77	20.84
Operating Expenses	42.94	42.01	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income	6.31	17.45	0.00	0.00	0.00	0.00	0.00	0.00
Other Income/Expense
Interest Income	90.25	89.62	84.25	69.40	64.04	64.53	13.05	38.90
Interest Expense	39.07	43.14	35.90	13.03	10.37	14.27	3.01	8.59
Other Income/Expense	11.13	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	17.44	17.45	18.93	23.58	28.96	17.28	1.82	6.61
Income Tax Expense	3.02	3.70	5.87	5.82	7.69	4.56	0.56	2.33
Net Income	14.42	13.75	13.06	17.76	21.27	12.73	1.26	4.28
Net Income - Continuous Operations	14.42	13.75	13.06	17.76	21.27	0.00	0.00	0.00
Net Income - Discontinued Operations	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBITDA	8.90	20.87	0.00	0.00	0.00	0.00	0.00	0.00
EBIT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation & Amortization	2.58	0.72	0.76	1.45	1.60	4.67	0.50	0.98
Earnings Per Share
Basic EPS	1.00	1.00	1.00	2.00	2.00	1.00	-	1.00
Diluted EPS	1.00	1.00	1.00	2.00	2.00	1.00	-	1.00
Basic Shares Outstanding	9.90	10.26	10.47	10.51	10.72	11.16	10.94	5.94
Diluted Shares Outstanding	9.91	10.26	10.47	10.51	10.73	11.16	10.97	7.34