Dime Commercial Bancshares (DCOM) Financial Statements & Analysis

Dime Commercial Bancshares (DCOM) Income Statement

Dime Commercial Bancshares reported revenue of $452.93M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 62.9% from $277.99M a year earlier. Net income was $110.68M, up 407.8% year over year, a net margin of 24.4%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $121.53M, up 18.8% from the same quarter a year earlier.

Dime Commercial Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Dime Commercial Bancshares, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	452.93	277.99	352.78	418.02	426.69	255.28	250.44	155.85	163.83
Cost of Revenue	-	368.21	295.56	64.74	33.23	82.47	108.19	7.18	7.94
Gross Profit	-	277.99	350.01	412.65	393.47	172.81	142.25	148.67	155.89
Operating Expenses
Research & Development	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	165.73	62.81	133.07	129.91	117.07	68.47	63.15	58.77	55.74
Operating Expenses	-	226.55	213.13	200.73	245.30	117.83	95.39	-13.75	4.74
Operating Income	-	51.44	136.88	211.92	148.17	54.98	46.86	142.10	148.10
Other Income/Expense
Interest Income	685.44	650.15	609.36	439.23	384.63	234.01	238.27	221.71	212.10
Interest Expense	277.44	332.10	292.79	59.36	27.02	56.30	90.85	75.38	59.37
Other Income/Expense	-	0.00	0.00	0.00	0.00	0.00	0.00	-14.84	-18.01
Income
Income Before Tax	156.80	51.44	136.88	211.92	148.17	54.98	46.86	66.72	88.74
Income Tax Expense	46.12	22.36	40.79	59.36	44.17	12.67	10.68	15.43	36.86
Net Income	110.68	21.80	96.09	152.56	104.00	42.32	36.19	51.29	51.88
Net Income - Continuous Operations	110.68	29.08	96.09	152.56	104.00	42.32	36.19	51.29	51.88
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	5.22	8.46	144.33	10.19	158.59	60.05	51.94	0.00	0.00
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.96	1.16	1.43	1.88	10.43	5.07	5.08	4.74	4.85
Earnings Per Share
Basic EPS	2.00	1.00	2.00	4.00	2.00	2.00	1.00	1.00	1.00
Diluted EPS	2.00	1.00	2.00	4.00	2.00	2.00	1.00	1.00	1.00
Basic Shares Outstanding	43.86	38.93	38.78	38.95	38.90	32.67	35.46	37.09	37.60
Diluted Shares Outstanding	43.86	38.93	38.78	38.95	38.90	32.79	35.88	37.09	37.60

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Dime Commercial Bancshares Financial Statements

What was Dime Commercial Bancshares's revenue in fiscal 2025?

Dime Commercial Bancshares reported revenue of $452.93M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 62.9% from $277.99M a year earlier.

Is Dime Commercial Bancshares profitable?

Yes. Dime Commercial Bancshares earned net income of $110.68M in fiscal 2025, a net margin of 24.4%. In fiscal 2024 it earned $21.80M.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition