Donegal Group (DGICA) Financial Ratios: P/E, ROE & More

Donegal Group (DGICA) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Donegal Group had a P/E ratio of 9.07 (down from 10.16), return on equity of 13.4% (up from 9.9%), debt-to-equity of 0.06 (down from 0.06) and a current ratio of 0.49 (down from 0.50). A current ratio of 0.49 means current liabilities exceed current assets. Its dividend yield was 3.72% with a payout ratio of 32.4%.

Donegal Group Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

Scroll to see more

Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	9.07	10.16	105.78	-	17.55	7.69
Forward P/E	10.38	13.39	15.63	25.36	11.25	12.68
P/S Ratio	0.73	0.52	0.51	0.56	0.54	0.52
P/B Ratio	1.12	0.95	0.98	0.98	0.83	0.79
Price/Tangible Book	1.14	0.96	0.99	0.99	0.84	0.80
Price/FCF	10.25	7.66	16.38	7.04	5.78	4.02
Price/OCF	10.25	7.66	16.35	7.04	5.78	4.02
PEG Ratio	1.23	1.23	1.23	1.23	1.23	1.23
Enterprise Value Ratios
EV/Revenue	0.73	0.53	0.52	0.57	0.50	0.53
EV/EBITDA	7.02	7.79	47.89	263.67	11.04	5.74
EV/EBIT	7.23	8.27	84.35	-	13.10	6.33
EV/FCF	10.20	7.76	16.77	7.17	5.33	4.04
Profitability & Returns
Return on Equity (ROE)	13.38%	9.92%	0.92%	-0.39%	4.82%	10.90%
Return on Assets (ROA)	2.62%	1.72%	0.16%	-0.08%	0.88%	1.97%
Return on Invested Capital (ROIC)	12.81%	9.43%	0.96%	-0.56%	4.43%	7.33%
Leverage & Solvency Ratios
Debt/Equity	0.06	0.06	0.07	0.07	0.07	0.17
Debt/EBITDA	0.34	0.52	3.50	19.19	0.94	1.26
Debt/FCF	0.50	0.52	1.23	0.52	0.46	0.89
Liquidity Ratios
Current Ratio	0.49	0.50	0.50	0.52	0.54	0.57
Quick Ratio	0.15	0.15	0.14	0.15	0.16	0.19
Efficiency Ratios
Asset Turnover	0.41	0.43	0.41	0.38	0.37	0.38
Yield & Distribution Ratios
Earnings Yield	11.03%	9.84%	0.95%	-0.41%	5.70%	13.00%
FCF Yield	9.76%	13.05%	6.11%	14.20%	17.32%	24.87%
Dividend Yield	3.72%	4.78%	5.44%	5.45%	5.45%	5.29%
Payout Ratio	32.36%	44.63%	494.72%	-	75.63%	32.14%
Buyback Yield	-8.87%	-2.06%	-3.61%	-2.81%	-5.59%	-2.40%
Total Return	-5.15%	2.72%	1.83%	2.63%	-0.14%	2.89%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Donegal Group Financial Ratios

What is Donegal Group's P/E ratio?

Donegal Group's P/E ratio was 9.07 for fiscal 2025 (period ended Dec 31, 2025). It was 10.16 a year earlier.

What is Donegal Group's return on equity?

Donegal Group's return on equity (ROE) was 13.4% for fiscal 2025 (period ended Dec 31, 2025). It was 9.9% a year earlier.

What is Donegal Group's debt-to-equity ratio?

Donegal Group's debt-to-equity ratio was 0.06 for fiscal 2025 (period ended Dec 31, 2025). It was 0.06 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition