Eastern Bankshares (EBC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Eastern Bankshares had a P/E ratio of 47.11 (up from 29.09), return on equity of 2.2% (down from 3.6%), debt-to-equity of 0.09 (up from 0.07) and return on assets of 0.3% (down from 0.5%). Its dividend yield was 2.74% with a payout ratio of 119.8%.

Eastern Bankshares Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	47.11	29.09	9.95	13.88	22.43	133.96
Forward P/E	10.22	13.77	12.79	11.02	19.36	24.21
P/S Ratio	5.97	5.24	7.89	4.42	6.46	5.75
P/B Ratio	0.96	0.96	0.78	1.12	1.02	0.89
Price/Tangible Book	1.37	1.36	0.96	1.46	1.26	1.00
Price/FCF	10.06	12.87	9.11	12.53	20.55	47.07
Price/OCF	9.61	12.25	8.82	12.05	19.88	43.61
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	2.22%	3.63%	-2.30%	6.35%	4.26%	0.90%
Return on Assets (ROA)	0.31%	0.51%	-0.29%	0.81%	0.74%	0.17%
Leverage & Solvency Ratios
Debt/Equity	0.09	0.07	0.06	0.35	0.04	0.05
Debt/FCF	0.94	0.92	0.66	3.95	0.84	2.43
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	2.12%	3.44%	10.06%	7.21%	4.46%	0.75%
FCF Yield	9.94%	7.77%	10.98%	7.98%	4.87%	2.12%
Dividend Yield	2.74%	2.60%	2.90%	2.34%	1.49%	-
Payout Ratio	119.84%	69.04%	28.72%	32.98%	33.34%	-
Buyback Yield	-12.16%	-12.18%	1.96%	3.83%	-0.26%	-
Total Return	-9.42%	-9.57%	4.86%	6.18%	1.23%	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Eastern Bankshares Financial Ratios

What is Eastern Bankshares's P/E ratio?

Eastern Bankshares's P/E ratio was 47.11 for fiscal 2025 (period ended Dec 31, 2025). It was 29.09 a year earlier.

What is Eastern Bankshares's return on equity?

Eastern Bankshares's return on equity (ROE) was 2.2% for fiscal 2025 (period ended Dec 31, 2025). It was 3.6% a year earlier.

What is Eastern Bankshares's debt-to-equity ratio?

Eastern Bankshares's debt-to-equity ratio was 0.09 for fiscal 2025 (period ended Dec 31, 2025). It was 0.07 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition