Eagle Bancorp Montana (EBMT) Financial Statements & Analysis

Eagle Bancorp Montana (EBMT) Income Statement

Eagle Bancorp Montana reported revenue of $90.39M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 13.5% from $79.65M a year earlier. Net income was $14.84M, up 51.7% year over year, a net margin of 16.4%. Gross margin was 98.8% and operating margin 20.9%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $3.45M, down 84.2% from the same quarter a year earlier.

Eagle Bancorp Montana Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

Eagle Bancorp Montana, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	90.39	79.65	83.74	87.50	93.19	90.35	69.06	46.32	41.57
Cost of Revenue	36.66	41.29	30.59	8.15	4.07	0.00	10.35	6.08	5.32
Gross Profit	89.32	79.13	81.86	85.50	89.13	90.35	58.71	40.24	36.25
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	20.01	42.19	19.38	46.50	50.37	45.05	32.75	25.39	21.59
Operating Expenses	70.39	67.74	70.20	71.65	69.84	90.35	44.74	34.35	30.02
Operating Income	18.93	11.39	11.65	13.85	19.28	0.00	13.97	5.90	6.23
Other Income/Expense
Interest Income	107.69	103.13	90.89	69.16	49.49	49.28	46.10	34.52	27.69
Interest Expense	35.51	40.77	29.14	6.15	3.21	6.48	7.73	5.10	4.09
Other Income/Expense	-0.04	0.00	0.00	0.00	0.00	28.44	0.00	0.00	0.00
Income
Income Before Tax	18.89	11.39	11.65	13.85	19.28	28.44	13.97	5.90	6.23
Income Tax Expense	4.06	1.61	1.60	3.15	4.86	7.23	3.10	0.91	2.13
Net Income	14.84	9.78	10.06	10.70	14.42	21.21	10.87	4.98	4.10
Net Income - Continuous Operations	14.84	9.78	10.06	10.70	14.42	21.21	10.87	4.98	4.10
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	9.64	9.92	8.94	9.20	27.11	42.42	18.68	9.08	8.71
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	6.86	1.39	7.89	1.33	7.83	7.09	4.71	3.19	2.48
Earnings Per Share
Basic EPS	2.00	1.00	1.00	1.00	2.00	3.00	2.00	1.00	1.00
Diluted EPS	2.00	1.00	1.00	1.00	2.00	3.00	2.00	1.00	1.00
Basic Shares Outstanding	7.80	7.84	7.79	7.38	6.65	6.80	6.42	5.43	4.07
Diluted Shares Outstanding	7.82	7.85	7.80	7.39	6.66	6.82	6.44	5.49	4.13

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Eagle Bancorp Montana Financial Statements

What was Eagle Bancorp Montana's revenue in fiscal 2025?

Eagle Bancorp Montana reported revenue of $90.39M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 13.5% from $79.65M a year earlier.

Is Eagle Bancorp Montana profitable?

Yes. Eagle Bancorp Montana earned net income of $14.84M in fiscal 2025, a net margin of 16.4%. In fiscal 2024 it earned $9.78M.

What is Eagle Bancorp Montana's operating margin?

Eagle Bancorp Montana's operating income was $18.93M on revenue of $90.39M in fiscal 2025, an operating margin of 20.9%, compared with 14.3% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition