Enterprise Financial Services (EFSC) Financial Statements & Analysis

Enterprise Financial Services (EFSC) Income Statement

Enterprise Financial Services reported revenue of $912.39M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 71.7% from $531.45M a year earlier. Net income was $201.37M, up 8.7% year over year, a net margin of 22.1%. Gross margin was 68.4% and operating margin 31.1%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $174.74M, down 1.1% from the same quarter a year earlier.

Enterprise Financial Services Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Enterprise Financial Services Corp income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	912.39	531.45	541.19	531.12	406.52	347.26	345.39	273.33	234.35
Cost of Revenue	288.01	304.46	238.93	40.57	36.42	100.18	72.79	52.54	35.37
Gross Profit	624.38	509.94	504.58	493.09	385.18	247.08	272.60	220.79	198.99
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	156.74	195.87	177.73	69.31	47.03	96.19	95.59	72.36	67.66
Operating Expenses	340.66	278.70	258.06	233.63	216.55	155.14	156.57	116.21	112.47
Operating Income	283.72	231.24	246.53	259.46	168.63	91.95	116.04	104.58	86.52
Other Income/Expense
Interest Income	887.88	849.24	763.51	513.71	383.23	304.78	305.13	237.80	202.54
Interest Expense	261.67	282.96	202.33	41.18	23.04	34.78	66.42	45.90	25.24
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	283.72	231.24	246.53	259.46	168.63	91.95	116.04	104.58	86.52
Income Tax Expense	82.34	45.98	52.47	56.42	35.58	17.56	23.30	15.36	38.33
Net Income	201.37	185.27	194.06	199.00	133.06	74.38	92.74	89.22	48.19
Net Income - Continuous Operations	201.37	185.27	194.06	203.04	133.06	74.38	92.74	89.22	48.19
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	291.48	8.98	257.87	10.94	11.84	103.81	127.30	110.61	92.41
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	7.76	3.83	4.60	5.37	14.15	11.83	11.26	6.04	5.89
Earnings Per Share
Basic EPS	5.00	5.00	5.00	5.00	4.00	3.00	4.00	4.00	2.00
Diluted EPS	5.00	5.00	5.00	5.00	4.00	3.00	4.00	4.00	2.00
Basic Shares Outstanding	36.97	37.35	37.39	37.38	34.44	26.95	26.05	23.11	22.95
Diluted Shares Outstanding	37.29	37.58	37.54	37.50	34.50	26.99	26.16	23.29	23.28

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Enterprise Financial Services Financial Statements

What was Enterprise Financial Services's revenue in fiscal 2025?

Enterprise Financial Services reported revenue of $912.39M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 71.7% from $531.45M a year earlier.

Is Enterprise Financial Services profitable?

Yes. Enterprise Financial Services earned net income of $201.37M in fiscal 2025, a net margin of 22.1%. In fiscal 2024 it earned $185.27M.

What is Enterprise Financial Services's operating margin?

Enterprise Financial Services's operating income was $283.72M on revenue of $912.39M in fiscal 2025, an operating margin of 31.1%, compared with 43.5% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition