FB Bancorp (FBLA) Income Statement

FB Bancorp reported revenue of $52.14M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 39.3% from $85.91M a year earlier. Net income was $1.25M, a net margin of 2.4%. Gross margin was 96.0% and operating margin 9.2%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $26.88M, up 45.6% from the same quarter a year earlier.

FB Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

FB Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022
Revenue & Gross Profit
Revenue	52.14	85.91	68.44	69.01
Cost of Revenue	19.52	20.96	10.78	1.85
Gross Profit	50.04	64.94	68.20	69.41
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00
Selling, General & Administrative	33.12	52.07	24.26	52.32
Operating Expenses	45.23	71.29	66.75	67.30
Operating Income	4.82	-6.35	1.45	2.11
Other Income/Expense
Interest Income	65.81	65.89	54.30	43.81
Interest Expense	17.80	19.43	10.13	2.24
Other Income/Expense	0.00	0.00	0.00	0.00
Income
Income Before Tax	4.82	-6.35	1.45	2.11
Income Tax Expense	0.87	-0.14	0.33	0.00
Net Income	1.25	-6.21	1.12	2.11
Net Income - Continuous Operations	3.95	-6.21	1.12	2.11
Net Income - Discontinued Operations	-2.69	-7.72	-	-
EBITDA	3.09	-3.32	4.17	7.34
EBIT	-	-	-	-
Depreciation & Amortization	0.38	3.04	4.17	3.08
Earnings Per Share
Basic EPS	-	-	-	-
Diluted EPS	-	-	-	-
Basic Shares Outstanding	18.20	17.00	11.77	17.25
Diluted Shares Outstanding	18.20	17.00	11.77	17.25

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About FB Bancorp Financial Statements

What was FB Bancorp's revenue in fiscal 2025?

FB Bancorp reported revenue of $52.14M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 39.3% from $85.91M a year earlier.

Is FB Bancorp profitable?

Yes. FB Bancorp earned net income of $1.25M in fiscal 2025, a net margin of 2.4%. In fiscal 2024 it lost $6.21M.

What is FB Bancorp's operating margin?

FB Bancorp's operating income was $4.82M on revenue of $52.14M in fiscal 2025, an operating margin of 9.2%, compared with -7.4% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition