First Community (FCCO) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), First Community had a P/E ratio of 11.87 (down from 13.14), return on equity of 12.3% (up from 10.1%), debt-to-equity of 0.74 (down from 0.83) and return on assets of 1.0% (up from 0.7%). Its dividend yield was 2.13% with a payout ratio of 24.7%.

First Community Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	11.87	13.14	13.81	11.34	10.18	12.61
Forward P/E	10.60	12.14	14.41	10.40	11.56	14.02
P/S Ratio	2.92	2.82	2.82	2.78	2.68	2.56
P/B Ratio	1.36	1.27	1.25	1.40	1.12	0.93
Price/Tangible Book	1.49	1.42	1.41	1.61	1.25	1.06
Price/FCF	12.97	17.42	13.69	7.93	2.76	-
Price/OCF	12.20	15.78	12.57	7.49	2.72	-
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	12.31%	10.13%	9.50%	11.27%	11.15%	7.87%
Return on Assets (ROA)	0.96%	0.74%	0.68%	0.90%	1.04%	0.79%
Leverage & Solvency Ratios
Debt/Equity	0.74	0.83	1.31	1.34	0.51	0.43
Debt/FCF	7.08	11.47	14.33	7.58	1.26	-
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.42%	7.61%	7.24%	8.82%	9.82%	7.93%
FCF Yield	7.71%	5.74%	7.30%	12.61%	36.27%	-14.24%
Dividend Yield	2.13%	2.46%	2.60%	2.42%	2.35%	3.23%
Payout Ratio	24.73%	31.64%	35.76%	26.78%	23.23%	35.38%
Buyback Yield	-0.77%	-0.72%	-0.51%	-0.78%	-0.89%	1.40%
Total Return	1.36%	1.74%	2.09%	1.64%	1.45%	4.63%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About First Community Financial Ratios

What is First Community's P/E ratio?

First Community's P/E ratio was 11.87 for fiscal 2025 (period ended Dec 31, 2025). It was 13.14 a year earlier.

What is First Community's return on equity?

First Community's return on equity (ROE) was 12.3% for fiscal 2025 (period ended Dec 31, 2025). It was 10.1% a year earlier.

What is First Community's debt-to-equity ratio?

First Community's debt-to-equity ratio was 0.74 for fiscal 2025 (period ended Dec 31, 2025). It was 0.83 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition