Fidelity D & D Bancorp (FDBC) Financial Statements & Analysis

Fidelity D & D Bancorp (FDBC) Income Statement

Fidelity D & D Bancorp reported revenue of $91.42M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 26.9% from $125.08M a year earlier. Net income was $28.20M, up 35.6% year over year, a net margin of 30.8%. Gross margin was 100.6% and operating margin 36.3%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $26.88M, up 15.7% from the same quarter a year earlier.

Fidelity D & D Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Fidelity D & D Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	91.42	125.08	72.77	87.02	78.30	60.70	48.62	43.90	38.72
Cost of Revenue	48.44	45.65	32.22	6.86	1.47	6.96	7.78	5.68	3.80
Gross Profit	91.96	79.43	72.34	87.02	78.30	53.75	40.84	38.23	34.92
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	35.39	32.95	29.94	19.32	18.35	24.36	19.56	18.25	17.63
Operating Expenses	58.82	55.55	52.09	51.56	50.29	38.46	26.93	25.09	25.00
Operating Income	33.14	23.88	20.26	35.47	28.01	15.28	13.90	13.14	9.92
Other Income/Expense
Interest Income	119.84	107.02	93.84	78.67	65.47	49.50	39.27	35.33	31.06
Interest Expense	47.17	45.16	31.79	6.40	3.64	5.31	7.55	4.87	3.22
Other Income/Expense	0.00	-0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	33.14	23.87	20.26	35.47	28.01	15.28	13.90	13.14	9.92
Income Tax Expense	4.95	3.08	2.05	5.45	4.00	2.25	2.33	2.13	1.21
Net Income	28.20	20.79	18.21	30.02	24.01	13.04	11.58	11.01	8.72
Net Income - Continuous Operations	28.20	20.79	18.21	30.02	24.01	13.04	11.58	11.01	8.72
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	38.64	29.54	5.70	5.26	5.42	19.82	17.20	16.16	13.04
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	5.50	5.67	5.70	5.26	5.42	4.54	3.30	3.03	3.11
Earnings Per Share
Basic EPS	5.00	4.00	3.00	5.00	5.00	3.00	3.00	3.00	2.00
Diluted EPS	5.00	4.00	3.00	5.00	5.00	3.00	3.00	3.00	2.00
Basic Shares Outstanding	5.77	5.73	5.67	5.64	5.32	4.59	3.78	3.76	3.71
Diluted Shares Outstanding	5.80	5.77	5.71	5.68	5.36	4.62	3.82	3.80	3.74

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About Fidelity D & D Bancorp Financial Statements

What was Fidelity D & D Bancorp's revenue in fiscal 2025?

Fidelity D & D Bancorp reported revenue of $91.42M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 26.9% from $125.08M a year earlier.

Is Fidelity D & D Bancorp profitable?

Yes. Fidelity D & D Bancorp earned net income of $28.20M in fiscal 2025, a net margin of 30.8%. In fiscal 2024 it earned $20.79M.

What is Fidelity D & D Bancorp's operating margin?

Fidelity D & D Bancorp's operating income was $33.14M on revenue of $91.42M in fiscal 2025, an operating margin of 36.3%, compared with 19.1% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition