Fifth District Bancorp (FDSB) Income Statement

Fifth District Bancorp reported revenue of $17.28M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 62.0% from $10.66M a year earlier. Net income was $4.09M, a net margin of 23.7%. Gross margin was 99.9% and operating margin 24.2%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $3.96M, down 42.4% from the same quarter a year earlier.

Fifth District Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Fifth District Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Revenue & Gross Profit
Revenue	17.28	10.66	10.80	13.73	12.12
Cost of Revenue	9.22	8.01	6.04	1.62	-
Gross Profit	17.27	11.28	11.35	13.73	-
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	-
Selling, General & Administrative	8.23	5.39	0.00	6.72	-
Operating Expenses	13.08	12.71	10.40	10.11	-
Operating Income	4.19	-1.44	0.95	3.62	-
Other Income/Expense
Interest Income	22.06	19.28	16.41	14.40	-
Interest Expense	9.21	9.22	6.37	1.62	-
Other Income/Expense	0.00	0.00	0.00	0.00	-
Income
Income Before Tax	4.19	-1.44	0.00	3.62	2.29
Income Tax Expense	0.10	-0.36	0.00	0.71	-
Net Income	4.09	-1.08	0.00	2.91	1.85
Net Income - Continuous Operations	4.09	-1.08	0.80	2.91	-
Net Income - Discontinued Operations	-	-	-	-	-
EBITDA	0.74	0.93	0.86	4.16	0.00
EBIT	-	-	-	-	-
Depreciation & Amortization	0.67	0.69	0.55	0.53	-
Earnings Per Share
Basic EPS	1.00	-	-	1.00	-
Diluted EPS	1.00	-	-	1.00	-
Basic Shares Outstanding	5.12	5.13	5.31	5.56	-
Diluted Shares Outstanding	5.12	5.13	5.31	5.56	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Fifth District Bancorp Financial Statements

What was Fifth District Bancorp's revenue in fiscal 2025?

Fifth District Bancorp reported revenue of $17.28M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 62.0% from $10.66M a year earlier.

Is Fifth District Bancorp profitable?

Yes. Fifth District Bancorp earned net income of $4.09M in fiscal 2025, a net margin of 23.7%. In fiscal 2024 it lost $1.08M.

What is Fifth District Bancorp's operating margin?

Fifth District Bancorp's operating income was $4.18M on revenue of $17.28M in fiscal 2025, an operating margin of 24.2%, compared with -13.5% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition