Fifth District Bancorp (FDSB) Cash Flow Statement

In fiscal 2025 (fiscal year ended Dec 31, 2025), Fifth District Bancorp generated $1.33M of operating cash flow and spent $384.00K on capital expenditures. That left free cash flow of $942.00K, or 5.5% of revenue. It repurchased $2.94M of its own shares.

Fifth District Bancorp Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for Fifth District Bancorp, Inc. (FDSB) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022
Operating Activities
Net Income	4.09	-1.08	0.80	2.91
Depreciation & Amortization	0.74	0.69	0.55	0.53
Deferred Income Tax	0.07	-0.40	0.14	0.05
Stock Based Compensation	0.36	0.25	0.00	0.00
Change in Working Capital	-0.12	-0.16	-0.33	0.28
Change in Accounts Receivable	-0.03	-0.21	0.01	-0.17
Change in Other Working Capital	-0.09	-0.35	-0.35	-0.29
Other Operating Activities	-3.75	-0.35	-0.35	-0.29
Net Cash from Operating Activities	1.33	-1.05	0.80	3.97
Investing Activities
Capital Expenditures	-0.38	-0.51	-1.91	-1.07
Purchases of Investments	-18.30	-54.35	-1.00	-15.56
Sales/Maturities of Investments	15.88	28.05	10.70	15.57
Other Investing Activities	6.91	-0.68	-14.44	-24.80
Net Cash from Investing Activities	-5.03	-27.48	-6.64	-25.86
Financing Activities
Debt Repayment	1.69	-4.00	4.00	0.00
Common Stock Issued	0.00	48.75	0.00	0.00
Common Stock Repurchased	-2.94	48.75	0.00	0.00
Other Financing Activities	0.90	0.93	1.11	-0.89
Net Cash from Financing Activities	-0.36	47.15	5.11	18.35
Summary
Net Change in Cash	-4.06	18.61	-0.73	-3.54
Cash at Beginning of Period	37.92	19.31	20.04	23.57
Cash at End of Period	33.85	37.92	19.31	20.04
Free Cash Flow	0.94	-1.56	-1.11	2.90
Supplemental Disclosures
Interest Paid	-	8.98	5.79	1.37
Income Taxes Paid	-	-	0.13	0.59

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Fifth District Bancorp Cash Flow

What is Fifth District Bancorp's free cash flow?

Fifth District Bancorp generated free cash flow of $942.00K in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $1.33M minus $384.00K of capital expenditures. Free cash flow equaled 5.5% of revenue.

How much does Fifth District Bancorp spend on capital expenditures?

Fifth District Bancorp spent $384.00K on capital expenditures in fiscal 2025, compared with $510.00K a year earlier. That equals 29.0% of operating cash flow.

Does Fifth District Bancorp pay dividends or buy back shares?

Yes. In fiscal 2025 Fifth District Bancorp returned $2.94M in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition