Figure Technology Solutions (FIGR) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Figure Technology Solutions reported total assets of $2.32B and total liabilities of $1.08B. Shareholders' equity was $1.23B, up 246.1% from $355.10M a year earlier. Total debt stood at $941.01M against $1.20B in cash and short-term investments, a net cash position of $257.13M. That puts debt-to-equity at 0.77, compared with 1.94 a year earlier.

Figure Technology Solutions Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Figure Technology Solutions, Inc. (FIGR) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023
Period ending	Dec 2025	Dec 2024	Dec 2023
Current Assets
Cash and Cash Equivalents	1.20	0.29	0.12
Short-Term Investments	0.10	0.08	0.01
Cash & Short-Term Investments	1.20	0.37	0.12
Accounts Receivable	0.03	0.42	0.02
Inventory	0.00	0.00	0.00
Other Current Assets	0.14	0.07	0.01
Total Current Assets	1.86	0.85	0.46
Non-Current Assets
Property, Plant & Equipment (Net)	0.00	0.00	0.00
Long-Term Investments	0.27	0.17	0.10
Intangible Assets	0.11	0.00	0.06
Other Non-Current Assets	0.04	0.13	0.04
Total Non-Current Assets	0.46	0.30	0.20
Total Assets	2.32	1.16	0.66
Current Liabilities
Accounts Payable	0.03	0.04	0.02
Short-Term Debt	0.71	0.52	0.38
Current Portion of Long-Term Debt	-	0.31	0.26
Other Current Liabilities	0.11	0.07	0.00
Total Current Liabilities	0.85	0.63	0.41
Non-Current Liabilities
Long-Term Debt	0.23	0.17	0.03
Other Non-Current Liabilities	0.00	0.00	0.00
Total Non-Current Liabilities	0.23	0.17	0.03
Total Liabilities	1.08	0.80	0.44
Stockholders' Equity
Common Stock	0.00	0.00	0.00
Retained Earnings	-0.19	-0.32	-0.34
Additional Paid-in Capital	1.42	0.68	0.56
Minority Interest	0.01	0.01	0.01
Shares Outstanding	0.22	0.21	0.21
Total Stockholders' Equity	1.23	0.36	0.22
Total Liabilities & Equity	2.32	1.16	0.66

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Figure Technology Solutions Balance Sheet

How much debt does Figure Technology Solutions have?

Figure Technology Solutions had total debt of $941.01M as of Dec 31, 2025, against $1.20B in cash and short-term investments. Its debt-to-equity ratio was 0.77. Total debt was $688.59M a year earlier.

What are Figure Technology Solutions's total assets?

Figure Technology Solutions reported total assets of $2.32B as of Dec 31, 2025, up 99.9% from $1.16B a year earlier. Total liabilities were $1.08B.

What is Figure Technology Solutions's shareholders' equity?

Figure Technology Solutions's shareholders' equity was $1.23B as of Dec 31, 2025, or about $5.68 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition