Fold Holdings (FLD) Balance Sheet: Assets & Liabilities

Fold Holdings (FLD) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Fold Holdings reported total assets of $153.47M and total liabilities of $90.48M. Shareholders' equity was $62.99M. Total debt stood at $78.68M against $7.65M in cash and short-term investments, a net debt position of $71.03M. That puts debt-to-equity at 1.25.

Fold Holdings Balance Sheet Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Fold Holdings, Inc. (FLD) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Current Assets
Cash and Cash Equivalents	7.65	18.33	0.03	5.35	1.23
Short-Term Investments	0.00	0.00	0.00	254.25	0.00
Cash & Short-Term Investments	7.65	18.33	0.03	5.35	1.23
Accounts Receivable	0.73	0.45	0.62	1.65	0.00
Inventory	0.48	0.26	0.00	0.35	0.00
Other Current Assets	9.26	8.57	-0.35	0.19	0.41
Total Current Assets	18.12	28.30	0.31	11.77	1.64
Non-Current Assets
Property, Plant & Equipment (Net)	0.00	0.00	0.00	0.00	0.00
Long-Term Investments	133.66	93.57	0.08	0.18	0.00
Intangible Assets	1.39	1.00	0.55	0.47	0.00
Other Non-Current Assets	0.30	51.29	165.02	0.18	223.53
Total Non-Current Assets	135.35	97.35	165.65	0.65	223.53
Total Assets	153.47	125.66	165.96	12.42	225.17
Current Liabilities
Accounts Payable	0.70	1.11	0.11	0.11	0.08
Short-Term Debt	10.00	11.75	2.03	0.00	0.00
Accrued Liabilities	3.17	0.07	0.03	0.07	-
Deferred Revenue	0.37	0.39	0.00	0.66	0.00
Other Current Liabilities	10.04	8.57	1.25	0.38	0.02
Total Current Liabilities	21.11	21.90	3.39	0.49	0.09
Non-Current Liabilities
Long-Term Debt	68.68	0.00	0.00	0.00	0.00
Other Non-Current Liabilities	0.69	171.08	166.88	9.86	8.86
Total Non-Current Liabilities	69.37	171.57	166.88	9.86	8.86
Total Liabilities	90.48	193.46	170.27	13.68	8.95
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	222.20
Retained Earnings	-170.94	-101.35	-11.30	-8.50	-5.98
Additional Paid-in Capital	233.92	33.54	6.98	27.82	0.00
Shares Outstanding	48.42	46.14	46.14	46.14	-
Total Stockholders' Equity	62.99	-67.81	-4.31	-1.27	216.22
Total Liabilities & Equity	153.47	125.66	165.96	12.42	225.17

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Fold Holdings Balance Sheet

How much debt does Fold Holdings have?

Fold Holdings had total debt of $78.68M as of Dec 31, 2025, against $7.65M in cash and short-term investments. Its debt-to-equity ratio was 1.25. Total debt was $11.75M a year earlier.

What are Fold Holdings's total assets?

Fold Holdings reported total assets of $153.47M as of Dec 31, 2025, up 22.1% from $125.66M a year earlier. Total liabilities were $90.48M.

What is Fold Holdings's shareholders' equity?

Fold Holdings's shareholders' equity was $62.99M as of Dec 31, 2025, or about $1.30 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition