Primis Financial (FRST) Cash Flow: Operating & Free Cash Flow

Primis Financial (FRST) Cash Flow Statement

In fiscal 2025 (fiscal year ended Dec 31, 2025), Primis Financial generated $10.77M of operating cash flow and spent $1.73M on capital expenditures. That left free cash flow of $9.03M, down 50.7% from $18.34M a year earlier, or 6.4% of revenue. It returned $10.68M to shareholders through $9.87M in dividends and $807.00K in share buybacks.

Primis Financial Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for Primis Financial Corp. (FRST) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Operating Activities
Net Income	57.84	-24.67	-10.11	14.15	30.88	14.58	32.16	33.69	2.43
Depreciation & Amortization	9.36	8.93	9.09	7.43	8.04	8.19	8.18	7.40	4.63
Deferred Income Tax	6.47	-4.27	-3.70	-3.30	6.05	-1.41	1.48	3.12	9.69
Stock Based Compensation	2.90	0.94	0.71	0.40	0.75	1.54	0.43	0.28	0.25
Change in Working Capital	9.89	-4.10	-0.58	10.58	-8.06	-9.24	-0.65	-2.70	2.38
Change in Other Working Capital	9.89	-4.10	-0.58	10.58	-1.69	-9.24	-0.65	-2.70	2.38
Other Operating Activities	-75.69	-6.30	-9.05	-16.82	-1.69	12.53	-4.84	-0.36	5.22
Net Cash from Operating Activities	10.77	19.53	28.82	12.43	27.24	26.20	36.76	41.44	24.59
Investing Activities
Capital Expenditures	-1.73	-1.19	-1.92	-1.01	-2.46	-1.08	-1.10	-1.97	-1.43
Acquisitions	0.00	0.00	0.00	-4.55	0.00	0.00	0.00	0.00	24.02
Purchases of Investments	-92.08	-43.07	-15.88	-39.44	-160.53	-54.14	-60.40	0.00	-13.20
Sales/Maturities of Investments	190.16	38.15	29.40	50.47	55.53	98.38	61.29	20.32	23.84
Other Investing Activities	-254.55	421.20	1.81	-622.32	4.75	-243.97	-4.81	-112.04	-95.24
Net Cash from Investing Activities	-158.22	108.30	-312.76	-616.86	10.53	-200.81	-5.02	-93.70	-62.01
Financing Activities
Debt Repayment	22.58	-33.20	-298.40	205.75	-26.10	36.96	-47.54	-169.02	217.09
Common Stock Issued	0.02	0.21	0.15	0.00	1.53	0.00	0.00	0.00	0.00
Common Stock Repurchased	-0.81	0.00	-0.03	-0.01	-0.01	-0.14	0.00	0.00	0.00
Dividends Paid	-9.87	-9.89	-9.88	-9.85	-9.81	-9.74	-8.69	-7.69	-5.80
Other Financing Activities	214.64	0.25	23.71	-43.78	-20.00	311.78	27.80	232.11	-195.80
Net Cash from Financing Activities	226.55	-140.88	283.63	152.10	296.21	338.87	-28.43	55.40	15.49
Summary
Net Change in Cash	79.10	-13.05	-0.31	-452.31	333.98	164.26	3.32	3.15	-21.93
Cash at Beginning of Period	64.50	77.55	77.86	530.17	196.19	31.93	28.61	25.46	47.39
Cash at End of Period	143.61	64.51	77.55	77.86	530.17	196.19	31.93	28.61	25.46
Free Cash Flow	9.03	18.34	26.89	11.42	24.78	25.12	35.66	39.47	23.16
Supplemental Disclosures
Interest Paid	-	107.20	91.82	20.19	20.23	-	-	-	-
Income Taxes Paid	-	2.34	5.76	3.05	6.15	-	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Primis Financial Cash Flow

What is Primis Financial's free cash flow?

Primis Financial generated free cash flow of $9.03M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $10.77M minus $1.73M of capital expenditures. That was down 50.7% from $18.34M a year earlier. Free cash flow equaled 6.4% of revenue.

How much does Primis Financial spend on capital expenditures?

Primis Financial spent $1.73M on capital expenditures in fiscal 2025, compared with $1.19M a year earlier. That equals 16.1% of operating cash flow.

Does Primis Financial pay dividends or buy back shares?

Yes. In fiscal 2025 Primis Financial returned $9.87M in dividends and $807.00K in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition