First Seacoast Bancorp (FSEA) Balance Sheet: Assets & Liabilities

First Seacoast Bancorp (FSEA) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), First Seacoast Bancorp reported total assets of $599.29M and total liabilities of $535.75M. Shareholders' equity was $63.55M, up 2.4% from $62.05M a year earlier. Total debt stood at $102.98M against $165.82M in cash and short-term investments, a net cash position of $62.84M. That puts debt-to-equity at 1.62, compared with 0.84 a year earlier.

First Seacoast Bancorp Balance Sheet Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for First Seacoast Bancorp, Inc. (FSEA) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	12.96	6.32	6.07	9.00	7.88	8.48	6.74	12.35	10.62
Short-Term Investments	152.41	120.22	121.85	106.10	91.37	55.47	44.79	39.44	28.89
Cash & Short-Term Investments	165.82	127.32	127.92	115.10	99.25	63.95	51.53	51.79	39.51
Accounts Receivable	2.11	2.10	2.29	1.99	1.50	1.41	1.24	1.16	1.08
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Current Assets	167.93	129.42	130.22	117.09	100.75	65.37	52.76	52.96	40.59
Non-Current Assets
Property, Plant & Equipment (Net)	0.59	0.75	4.07	4.18	4.57	5.08	5.34	5.58	5.94
Long-Term Investments	416.05	435.48	426.64	398.92	373.05	364.80	341.98	318.62	304.49
Intangible Assets	0.32	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Non-Current Assets	15.00	15.13	10.11	17.23	8.71	7.82	9.41	9.96	8.72
Total Non-Current Assets	431.37	451.36	440.82	420.34	386.33	377.70	356.73	334.16	319.16
Total Assets	599.30	580.78	571.04	537.42	487.07	443.06	409.49	387.11	359.75
Current Liabilities
Accounts Payable	0.81	0.00	0.00	0.94	0.00	0.00	0.00	0.00	0.00
Short-Term Debt	50.67	0.00	0.00	0.00	0.00	0.00	0.00	0.00	6.46
Other Current Liabilities	0.00	453.55	404.16	381.43	392.59	325.96	281.03	273.69	248.59
Total Current Liabilities	50.67	454.21	404.80	382.36	393.24	327.38	281.62	274.45	256.02
Non-Current Liabilities
Long-Term Debt	52.31	52.27	73.01	99.40	29.46	34.13	66.22	75.74	65.76
Deferred Tax Liabilities	0.85	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Non-Current Liabilities	477.92	12.25	26.61	6.33	3.90	22.69	4.59	4.20	6.06
Total Non-Current Liabilities	485.76	64.52	99.62	105.72	33.36	56.82	70.81	79.94	71.83
Total Liabilities	535.75	518.73	504.42	488.09	426.61	384.20	352.43	354.39	327.85
Stockholders' Equity
Common Stock	0.05	0.05	0.05	0.06	0.06	0.06	0.06	33.19	32.11
Retained Earnings	24.24	25.08	25.60	36.25	36.81	34.19	0.00	0.00	0.00
Accumulated Other Comprehensive Income	-4.84	-7.04	-5.94	-9.73	0.72	1.38	0.52	-0.47	-0.21
Treasury Stock	6.07	5.09	1.38	1.38	0.75	-	-	-	-
Additional Paid-in Capital	54.52	43.96	46.91	26.77	22.87	23.23	56.48	0.00	0.00
Shares Outstanding	4.69	4.79	4.65	6.06	6.12	-	-	-	-
Total Stockholders' Equity	63.55	62.05	66.62	49.34	60.47	58.86	57.07	32.73	31.90
Total Liabilities & Equity	599.30	580.78	571.04	537.42	487.07	443.06	409.49	387.11	359.75

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About First Seacoast Bancorp Balance Sheet

How much debt does First Seacoast Bancorp have?

First Seacoast Bancorp had total debt of $102.98M as of Dec 31, 2025, against $165.82M in cash and short-term investments. Its debt-to-equity ratio was 1.62. Total debt was $52.27M a year earlier.

What are First Seacoast Bancorp's total assets?

First Seacoast Bancorp reported total assets of $599.29M as of Dec 31, 2025, up 3.2% from $580.78M a year earlier. Total liabilities were $535.75M.

What is First Seacoast Bancorp's shareholders' equity?

First Seacoast Bancorp's shareholders' equity was $63.55M as of Dec 31, 2025, or about $13.54 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition