FVCBankcorp (FVCB) Financial Statements & Analysis

FVCBankcorp (FVCB) Income Statement

FVCBankcorp reported revenue of $66.16M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 14.6% from $57.75M a year earlier. Net income was $22.06M, up 46.4% year over year, a net margin of 33.3%. Gross margin was 99.5% and operating margin 42.7%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $21.06M, up 26.4% from the same quarter a year earlier.

FVCBankcorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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FVCBankcorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	66.16	57.75	42.14	68.11	71.50	68.91	68.37	52.91	42.75
Cost of Revenue	56.22	57.73	52.35	18.07	9.98	19.50	20.39	14.03	9.40
Gross Profit	65.82	53.85	39.51	65.48	61.52	49.41	47.97	38.88	33.36
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	22.96	22.06	23.46	22.54	21.03	18.12	18.22	15.27	12.82
Operating Expenses	37.57	31.56	35.28	34.49	33.31	29.75	27.96	25.78	18.82
Operating Income	28.25	22.30	4.23	30.99	28.21	19.66	20.01	13.11	14.54
Other Income/Expense
Interest Income	118.40	113.31	106.62	80.68	68.10	66.76	66.41	51.63	40.08
Interest Expense	54.63	57.72	52.22	15.44	10.48	14.48	18.67	12.11	8.20
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	28.25	22.30	4.23	30.99	28.21	19.66	20.01	13.11	14.54
Income Tax Expense	6.19	7.23	0.41	6.01	6.28	4.16	4.18	2.24	6.85
Net Income	22.06	15.06	3.82	24.98	21.93	15.50	15.83	10.87	7.69
Net Income - Continuous Operations	22.06	15.06	3.82	24.98	21.93	15.50	15.83	10.87	7.69
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	28.58	22.74	0.60	0.69	29.07	20.62	21.04	13.72	15.09
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.13	0.17	0.21	0.26	0.86	0.96	1.03	0.62	0.56
Earnings Per Share
Basic EPS	1.00	1.00	-	1.00	1.00	1.00	1.00	1.00	1.00
Diluted EPS	1.00	1.00	-	1.00	1.00	1.00	1.00	1.00	1.00
Basic Shares Outstanding	18.12	18.06	17.72	17.43	17.06	16.93	17.27	14.64	13.04
Diluted Shares Outstanding	18.26	18.40	18.23	18.48	18.23	17.67	18.53	16.03	14.43

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About FVCBankcorp Financial Statements

What was FVCBankcorp's revenue in fiscal 2025?

FVCBankcorp reported revenue of $66.16M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 14.6% from $57.75M a year earlier.

Is FVCBankcorp profitable?

Yes. FVCBankcorp earned net income of $22.06M in fiscal 2025, a net margin of 33.3%. In fiscal 2024 it earned $15.06M.

What is FVCBankcorp's operating margin?

FVCBankcorp's operating income was $28.25M on revenue of $66.16M in fiscal 2025, an operating margin of 42.7%, compared with 38.6% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition