Grupo Financiero Galicia (GGAL) Financial Statements & Analysis

Grupo Financiero Galicia (GGAL) Income Statement

Grupo Financiero Galicia reported revenue of ARS 6.35T in fiscal 2025 (fiscal year ended Dec 31, 2025), down 35.7% from ARS 9.88T a year earlier. Net income was ARS 212.52B, down 90.0% year over year, a net margin of 3.3%. Gross margin was 89.3% and operating margin 4.8%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was ARS 1.87T, down 10.4% from the same quarter a year earlier.

Grupo Financiero Galicia Income Statement Analysis

Values in trillions ARS

Income Statement Balance Sheet Cash Flow Ratios

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Grupo Financiero Galicia S.A. income statement - Annual data in trillions ARS
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	6.35	9.88	9.57	5.01	1.76	0.87	0.51	0.27	0.15
Cost of Revenue	6.75	3.96	7.01	4.19	1.23	0.37	0.24	0.13	0.05
Gross Profit	5.67	6.66	6.88	4.33	1.63	0.50	0.27	0.14	0.10
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	1.21	2.04	1.61	0.61	0.44	0.15	0.08	0.06	0.05
Operating Expenses	5.36	4.45	5.70	3.88	1.34	0.36	0.18	0.13	0.08
Operating Income	0.30	2.21	1.18	0.44	0.29	0.14	0.08	0.01	0.02
Other Income/Expense
Interest Income	9.68	10.95	13.69	4.86	1.76	0.49	0.27	0.16	0.08
Interest Expense	3.88	4.08	8.68	3.84	1.10	0.27	0.20	0.09	0.04
Other Income/Expense	-1.51	-3.14	-4.35	-1.85	-0.48	0.00	0.00	0.00	0.00
Income
Income Before Tax	0.30	2.89	1.56	0.44	0.29	0.14	0.08	0.01	0.02
Income Tax Expense	0.09	0.77	0.59	0.12	0.10	0.06	0.03	0.01	0.01
Net Income	0.21	2.12	0.97	0.33	0.19	0.07	0.05	-0.01	0.01
Net Income - Continuous Operations	0.21	2.12	0.97	0.33	0.19	0.07	0.05	-0.01	0.01
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	0.30	2.40	1.37	0.19	0.09	0.16	0.09	0.01	0.03
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	0.30	0.25	0.24	0.19	0.09	0.02	0.01	0.00	0.00
Earnings Per Share
Basic EPS	122.00	11868.00	4596.00	242.00	1276.00	269.00	209.00	-34.00	82.00
Diluted EPS	1325.00	11868.00	4596.00	223.00	1276.00	269.00	209.00	-34.00	133.00
Basic Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Diluted Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Grupo Financiero Galicia Financial Statements

What was Grupo Financiero Galicia's revenue in fiscal 2025?

Grupo Financiero Galicia reported revenue of ARS 6.35T in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 35.7% from ARS 9.88T a year earlier.

Is Grupo Financiero Galicia profitable?

Yes. Grupo Financiero Galicia earned net income of ARS 212.52B in fiscal 2025, a net margin of 3.3%. In fiscal 2024 it earned ARS 2.12T.

What is Grupo Financiero Galicia's operating margin?

Grupo Financiero Galicia's operating income was ARS 303.85B on revenue of ARS 6.35T in fiscal 2025, an operating margin of 4.8%, compared with 22.4% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition