Great Southern Bancorp (GSBC) Financial Statements & Analysis

Great Southern Bancorp (GSBC) Income Statement

Great Southern Bancorp reported revenue of $343.30M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 60.2% from $214.29M a year earlier. Net income was $70.97M, up 14.8% year over year, a net margin of 20.7%. Gross margin was 66.9% and operating margin 25.4%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $79.92M, down 10.8% from the same quarter a year earlier.

Great Southern Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Great Southern Bancorp, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	343.30	214.29	326.91	233.76	216.24	252.75	265.95	234.75	214.37
Cost of Revenue	113.54	138.27	100.54	33.55	14.99	56.44	60.75	44.91	37.01
Gross Profit	229.76	216.99	226.37	227.57	222.00	196.32	205.20	189.85	177.36
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	115.26	52.37	86.46	81.76	76.42	75.85	68.05	65.35	65.30
Operating Expenses	142.46	141.50	141.02	133.37	127.64	123.23	115.14	107.90	107.04
Operating Income	87.30	75.50	85.34	94.20	94.36	73.09	90.06	81.95	70.32
Other Income/Expense
Interest Income	313.73	324.70	296.84	226.98	198.67	217.70	234.99	205.95	183.06
Interest Expense	113.50	135.56	103.62	27.36	20.75	40.57	54.60	37.76	27.91
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	87.30	75.50	85.34	94.20	94.36	73.09	90.06	81.95	70.32
Income Tax Expense	16.32	13.69	17.54	18.25	19.74	13.78	16.45	14.84	18.76
Net Income	70.97	61.81	67.80	75.95	74.63	59.31	73.61	67.11	51.56
Net Income - Continuous Operations	70.97	61.81	67.80	75.95	74.63	59.31	73.61	67.11	51.56
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	95.81	8.95	94.66	9.68	11.14	85.17	101.69	93.36	82.17
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	8.51	0.43	9.31	0.77	0.86	12.08	11.63	11.41	11.85
Earnings Per Share
Basic EPS	6.00	5.00	6.00	6.00	6.00	4.00	5.00	5.00	4.00
Diluted EPS	6.00	5.00	6.00	6.00	5.00	4.00	5.00	5.00	4.00
Basic Shares Outstanding	11.40	11.70	11.99	12.51	13.57	14.04	14.20	14.13	13.97
Diluted Shares Outstanding	11.40	11.76	12.08	12.62	13.67	14.10	14.33	14.25	14.18

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Great Southern Bancorp Financial Statements

What was Great Southern Bancorp's revenue in fiscal 2025?

Great Southern Bancorp reported revenue of $343.30M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 60.2% from $214.29M a year earlier.

Is Great Southern Bancorp profitable?

Yes. Great Southern Bancorp earned net income of $70.97M in fiscal 2025, a net margin of 20.7%. In fiscal 2024 it earned $61.81M.

What is Great Southern Bancorp's operating margin?

Great Southern Bancorp's operating income was $87.30M on revenue of $343.30M in fiscal 2025, an operating margin of 25.4%, compared with 35.2% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition