Intercorp Financial Services (IFS) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Intercorp Financial Services had a P/E ratio of 8.16 (down from 9.62), return on equity of 16.6% (up from 12.5%), debt-to-equity of 1.06 (down from 1.27) and return on assets of 2.0% (up from 1.4%). Its dividend yield was 4.26% with a payout ratio of 21.1%.

Intercorp Financial Services Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Jan 2022	Dec 2020
Valuation Ratios
P/E Ratio	8.16	9.62	8.72	6.30	6.91	33.69
P/S Ratio	2.87	2.79	2.29	2.20	2.67	5.71
P/B Ratio	1.27	1.14	0.94	1.11	1.42	1.44
Price/Tangible Book	1.47	1.35	1.13	1.36	1.62	1.64
Price/FCF	-	-	4.21	-	-	3.40
Price/OCF	-	-	3.94	-	-	3.35
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	16.61%	12.46%	11.11%	18.48%	20.35%	4.30%
Return on Assets (ROA)	2.00%	1.41%	1.22%	1.89%	2.02%	0.48%
Leverage & Solvency Ratios
Debt/Equity	1.06	1.27	1.49	1.64	1.94	2.01
Debt/FCF	-	-	6.71	-	-	4.74
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	12.25%	10.39%	11.47%	15.88%	14.47%	2.97%
FCF Yield	-4.28%	-15.04%	23.78%	-6.47%	-5.13%	29.45%
Dividend Yield	4.26%	3.42%	4.55%	4.94%	6.52%	3.01%
Payout Ratio	21.05%	32.87%	47.71%	45.06%	18.55%	182.18%
Buyback Yield	2.25%	0.63%	0.35%	0.00%	0.02%	-2.36%
Total Return	6.52%	4.05%	4.90%	4.94%	6.54%	0.65%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Intercorp Financial Services Financial Ratios

What is Intercorp Financial Services's P/E ratio?

Intercorp Financial Services's P/E ratio was 8.16 for fiscal 2025 (period ended Dec 31, 2025). It was 9.62 a year earlier.

What is Intercorp Financial Services's return on equity?

Intercorp Financial Services's return on equity (ROE) was 16.6% for fiscal 2025 (period ended Dec 31, 2025). It was 12.5% a year earlier.

What is Intercorp Financial Services's debt-to-equity ratio?

Intercorp Financial Services's debt-to-equity ratio was 1.06 for fiscal 2025 (period ended Dec 31, 2025). It was 1.27 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition